What can you do in the even that you have liability losses? Liability insurance deals…

What can you do in the even that you have liability losses?

Liability insurance deals with financial claims caused by your misconduct. Under statutory regulation, the policy covers the risks of everyday life and includes any third-party claims. Please notify us immediately in case of liability losses. Notification of liability losses is handled by: DR-WALTER GmbH Abteilung Leistung (Claims Department) Eisenerzstr. 34 53819 Neunkirchen-Seelscheid Germany Email: claims@dr-walter.com Tel: +49 (0) 2247 9194 -31 Fax: +49 (0) 2247 9194 -20

What are the fees you have to pay for your blocked account?

You only need to pay a one-off set-up fee of €49 for your GBA Blocked Account. In addition to that, there are monthly costs of €5 for the management of the account. Moreover, a safety buffer of €100 has to be paid. However, this amount is no additional expense for you because it is usually refunded when you close your blocked account.

What are some of the benefits that the TK Public Health insurance provides?

TK student insurance fulfills all requirements prescribed for a German public health insurance by the legislator. Among others, this includes:

• Direct billing with physicians and hospitals without advance payment
• Medical, dental and psychotherapeutic treatment
• Treatments for the preventive recognition of diseases
• Treatment in order to prevent and alleviate diseases as well as contraception and termination of pregnancy
• Provision with medicine, dressing material and medical appliances
• Treatment of pre-existing illnesses
• Inpatient medical treatment without temporal restrictions
• Treatment of spouse and children
• Easy extension of contract in case of the necessity to study for some more semesters

TK public health insurance offers much more than the legally prescribed minimum care. TK will also cover the costs for homeopathic treatments, travel vaccinations and sports-medical examinations. You will find more details in the TK Infosheet.

Will your PROTRIP-WORLD insurance cover your expenses of a booked flight you’re not able to cancel?

No, travel expenses are not covered by the international health insurance. We recommend: Contact your hotel or airline to clarify whether a goodwill arrangement (rebooking or cancellation) is possible.

Will your insurance cover you during your travel back home?

I am returning to my home country prematurely due to the coronavirus. Does GERMAN STUDENT INSURANCE still provide protection? Language students, interns, doctoral students and students from the age of 30 In principle, insurance cover also exists for a certain period of time in case of interruption of the stay abroad. Due to the development of COVID-19, you cannot estimate how long your stay in your home country will last. Therefore, we recommend that you cancel your EDUCARE24 insurance immediately after entering your home country. Please inform us about this. An e-mail is sufficient. We will then calculate your exact premium depending on the number of days you stayed abroad. You will only pay the premiums that have accrued until the receipt of your notification. Tip: Please contact your last insurance company in your home country to reactivate your previous insurance immediately

Which documents will you receive?

Following your application, you will immediately receive an email with your insurance certificate along with customer information and the “Ärzte-Info-Ticket” (medical info card). Additionally, we will send you an insurance card for your wallet within the next few days.

What are some of the options that you have with the PROTRIP-WORLD?

With PROTRIP-WORLD the choice is yours. Comprehensive insurance package or low budget insurance – PROTRIP-WORLD can be everything. By buying one of the additional package consisting of accident, liability, baggage and assistance insurance, you will get comprehensive insurance cover. In addition to that you can choose between the insurance with or without a deductible.

Will you costs be covered in your home country if you get infected on the way home?

EDUCARE24 insurance coverage ends upon entry into your home country. Please contact your last insurance company in your home country to reactivate your previous insurance immediately.