How does the PROTRIP-WORLD insurance actually work? Information for Work and Travel participants – The…

How does the PROTRIP-WORLD insurance actually work?

Information for Work and Travel participants – The PROTRIP-WORLD insurance for Work and Travel participants adapts to your travel plans. You have the choice between different travel regions and you can also flexibly choose the scope of insurance: PROTRIP-WORLD always includes a strong international health insurance. We especially recommend Work and Travel participants to supplement their insurance cover with the Comfort or Plus Package to be able to travel and work without worries. The two packages differ in the scope of the liability insurance. The Plus Package includes a higher basic insurance sum and covers, for example, the risk of losing your keys and damages arising from an act of favor.

What can you do in the even that you have liability losses?

Liability insurance deals with financial claims caused by your misconduct. Under statutory regulation, the policy covers the risks of everyday life and includes any third-party claims. Please notify us immediately in case of liability losses. Notification of liability losses is handled by: DR-WALTER GmbH Abteilung Leistung (Claims Department) Eisenerzstr. 34 53819 Neunkirchen-Seelscheid Germany Email: claims@dr-walter.com Tel: +49 (0) 2247 9194 -31 Fax: +49 (0) 2247 9194 -20

What is some information you should know as a volunteer?

Information for volunteers – The PROTRIP-WORLD insurance for volunteers adapts to your travel plans. You have the choice between different travel regions and you can also flexibly choose the scope of insurance: PROTRIP-WORLD always includes a strong international health insurance. We especially recommend volunteers to supplement their insurance cover with the Comfort or Plus Package to be able to travel and work without worries. The two packages differ in the scope of the liability insurance. The Plus Package includes a higher basic insurance sum and covers, for example, the risk of losing your keys and damages arising from an act of favor (e.g. at a garden party of another volunteer, you are asked to carry chairs from the flat into the garden, breaking the glass pane in the process).

Do you get the reasons as to why your visa got rejected by the embassy?

If you get your Visa rejected, don’t be discouraged, you can try again! The good side to the rejection is that once you get the letter from the embassy, you can use it to your advantage. In the letter it will be explained why you got your Visa rejected, so use that information the next time you apply!

Why should you take a look at our consulting tool?

At the end of the needs assessment, we will present you your ideal insurance combination, consisting of private and public health insurance. If our offer appeals to you, you can immediately apply for insurance.

What are some of the advantages of the German Blocked Account?

• • Why should I choose the GBA Blocked Account as proof of my ability to support myself during my stay in Germany?
  • Which are the advantages of the GBA Blocked Account compared to other blocked accounts?

• How soon will I get the confirmation for my blocked account?
• Why is the GBA Blocked Account so much cheaper than other offers?

These and other questions will be answered in this section.

What should you and can you do in the case of an illness?

Foreign visitors are covered by private travel health insurance. Such health insurance covers only acute medical treatment of newly occurred illnesses. Please consider the following three rules of conduct for outpatient treatments:

1. Please consult a general practitioner before seeing a specialist or going to hospital.
2. Please provide the physician with our Ärzte-Info-Ticket (medical info card) prior to the treatment.
3. Please tell your doctor that some treatments require approval and that you need a medical costs projection for these treatments.

What should you do in the even of an illness?

Primary care physicians are responsible for diagnosis and therapy and coordinate the need for further treatment. This includes assessing if they are able to carry out the treatment themselves or if it is necessary to consult a specialist. This makes it easier to coordinate therapies and to avoid that examinations are carried out twice. It furthermore helps to avoid incompatible therapies, interlink medical benefits and reduce costs. This recommendation does, of course, not apply to necessary visits of gynecologists, eye specialists, emergency physicians or doctors on call.