What should you do in case you need treatment at the hospital? During the admission,…

What should you do in case you need treatment at the hospital?

During the admission, please present your insurance card and the Ärzte-Info-Ticket (medical info card) which you received with your insurance certificate. Hospitals usually contact us after the admission and the billing will be settled directly with the hospital. The policy covers emergency treatment and urgent operations within compulsory health insurance without optional services. If such inpatient treatment is not an emergency treatment, we recommend arranging the details of the planned therapy beforehand with our claims department. This way, we can help you to minimize any financial risk.

What should you do if you are dissatisfied with what your country has to offer and you want to move somewhere cheap with many opportunities?

Some want to explore a new place and learn about a different culture, some want a better job because they’re not satisfied with the one in their home-country and some want to finish their studies. What if you can do all of that in one place with reasonable living/studying prices? Applying for a German Visa is one of the best things you can do for a better future!

Will you be covered for an infection with a virus?

Fever, cough, signs of corona infection? You can rest assured. With PROTRIP-WORLD’s insurance cover, you don’t need to fear high medical costs. The medical treatment of the corona virus infection is covered. In addition, PROTRIP-WORLD includes unlimited coverage for medical expenses should you be forced to stay abroad for a longer period of time due to the infection.

What does exemption from compulsory health insurance mean?

You can get an exemption from the requirement to take out public health insurance and conclude private health insurance at the official beginning of your subject-related studies. However, taking out private health insurance only makes sense for students who cannot conclude public student health insurance, e.g. if you are more than 29 years old. In these cases, we recommend EDUCARE24 XL insurance protection. Please note that the following applies after the official beginning of your studies: Once you have taken out private health insurance, you cannot switch to public student health insurance anymore.

Who is the perfect partner for the DR-WALTER insurance ?

The team of the relocation platform Expatrio includes experienced experts both in the field of digital technology and “living and working abroad.” Therefore Expatrio is the perfect partner for DR-WALTER because we also aim at supporting students and other visitors from abroad by recommending and providing reliable high-quality products and services.

When will your insurance start?

Language students, intern and doctoral students The insurance cover of the private health insurance EDUCARE24 (S, M, L or XL) applies as soon as you arrive in Germany. Students up to age 29 From the beginning of your subject-related studies you will be insured by Techniker Krankenkasse (TK). If you arrive in Germany before the start of your studies at the university, DR-WALTER will provide you with a free additional cover from your arrival until the start of your studies. Students from age 30 The insurance cover of the private health insurance EDUCARE24 XL applies as soon as you arrive in Germany.

What is a blocked account?

Of course, there are various forms of blocked accounts. In this section we provide information about the blocked account you probably need if you want to study in Germany and if your home country does not belong to the European Union or the “Schengen states”. Among others, this applies to:

• • Turkey
  • China
  • India

• Russia
• Ukraine
• Cameroon
• Vietnam
• South Corea
• Morocco

In these and many other countries you need to prove your ability to support yourself during your stay in Germany when applying for a visa. The most common method to fulfill this requirement is opening a German blocked account. Please contact the responsible embassy or consulate general if you want to find out whether you need a blocked account for your visa.

Which is the most experienced company when it comes to German Blocked Accounts?

On the market for decades. In 1959, Dr. Siegfried Walter registered his business as insurance broker. Until then health insurance for visitors from abroad did not exist, therefore Dr. Walter developed the first insurance cover for foreign visitors in Germany. Today, DR-WALTER is an integral part of both the German and the international insurance market.