Does your trip include an internship? Then the Plus Package is the right choice for…

Does your trip include an internship?

Then the Plus Package is the right choice for you. Damages occurring during internships, which are part of university studies or an Erasmus Plus program, are insured up to 5 million euros and without a deductible. Damages occurring during internships, which are not part of university studies or an Erasmus Plus program, are also insured up to sum of €10,000 and subject to a deductible of €100 per claim

What will happen in case of unpaid direct debits?

Please avoid any chargebacks. Every chargeback causes an enormous administrative amount along with bank charges. For any unpaid direct debit, we will have to charge the resulting fees imposed on us, if you are the one responsible for the unpaid direct debit (for example as a result of revocation, incorrect information or insufficient account balance). 89.

What can you do in case of damages as a result of an accident?

An accident is a sudden, unexpected, involuntary and external event taking place at a certain time and place and causing damage to a person’s health. Medical treatments that become necessary as a result of an accident are covered by health insurance. Permanent impairment or death as a result of an accident is covered by accident insurance. Accident insurance also provides financial assistance in case of plastic surgery, rescue costs or long-term hospital stays as a result of an accident. Please notify us immediately in case of an accident. Notification of damages as a result of an accident is handled by: DR-WALTER GmbH Abteilung Leistung Eisenerzstr. 34 53819 Neunkirchen-Seelscheid Germany Email: claims@dr-walter.com Tel: +49 (0) 2247 9194 -31 Fax: +49 (0) 2247 9194 -20

Is it important to have health insurance as a student?

What you need to know if you want to spend some time abroad as a student. If you want to study in Germany, health insurance is required. Without health insurance, you cannot be matriculated. An appropriate proof needs to be submitted for the enrollment at a German university and for the application for a residence permit. Please take care of your health insurance in good time before beginning your studies, preferably as soon as possible after arriving in Germany. In Germany there are two kinds of health insurance schemes for students: statutory health insurance for matriculated students and private health insurance for all other types of students. The statutory health insurance offers good benefits and is fairly inexpensive for students. Every student who has the opportunity to be admitted to the statutory health insurance should make use of this option. A private health insurance like EDUCARE24 is always useful in cases where statutory health insurance is not possible.

Which health insurance is the most practical?

It only takes a few minutes to purchase EDUCARE24 through our secure server. You will then receive the following documents:

• an insurance certificate for your records and for submission to public authorities,
• an insurance card for your wallet and
• an “Ärzte-Info-Ticket” (medical info card) for direct billing with the physician.

Will it be possible to have a mini-job parallel to studying?

Yes, it is possible to have a mini-job (monthly income of up to €450.00) parallel to your studies.

Will my current health insurance be sufficient for my studies in Germany?

For students from non-European countries the answer is “no”. If you come from a non-European country, taking out a German health insurance is required by law. Without a German health insurance you will not get a visa and cannot enroll at a German university. For students from Europe the requirements are not that strict. However, we recommend you seek advice from your health insurance provider.

Who is the perfect partner for the DR-WALTER insurance ?

The team of the relocation platform Expatrio includes experienced experts both in the field of digital technology and “living and working abroad.” Therefore Expatrio is the perfect partner for DR-WALTER because we also aim at supporting students and other visitors from abroad by recommending and providing reliable high-quality products and services.