What can you do in an emergency? What can I do to find the correct…

What can you do in an emergency?

What can I do to find the correct contact partner and get help immediately? Besides medical emergencies there are also situations which require personal support. We offer information for both cases. Medical emergency! One generally speaks of a medical emergency if a life-threatening situation occurs unexpectedly. Without immediate medical care, severe health impairment or the death of the person is to be expected. Help is needed immediately. Medical care is provided by the family doctor, the family doctor’s locum, the medical helpline service, the nearest available hospital or by the pan-European emergency number 112.

What should you as a student know about the health insurance?

Information for students and doctoral students – Check your insurance cover! The insurance offers of many programs and universities are suitable and you do not need to do anything else. However, sometimes the insurance cover is not as you are used to in your home country. Therefore, you should take your time before you leave and check the insurance offered. Sometimes it can be useful to take out PROTRIP-WORLD in addition to a compulsory insurance of the university or the country of travel. Here are some questions that you should clarify before taking out insurance:

• Does the insurance meet the requirements of the destination country?

Information on this can be obtained from the relevant embassy or consulate, for example.

• Are the benefits of the health insurance sufficient?

What should you do if you are dissatisfied with what your country has to offer and you want to move somewhere cheap with many opportunities?

Some want to explore a new place and learn about a different culture, some want a better job because they’re not satisfied with the one in their home-country and some want to finish their studies. What if you can do all of that in one place with reasonable living/studying prices? Applying for a German Visa is one of the best things you can do for a better future!

Can your EDUCARE24 insurance cover the expenses that you cannot cancel?

No, travel expenses are not covered by the international health insurance. We recommend: Contact your hotel or airline to clarify whether a goodwill arrangement (rebooking or cancellation) is possible.

What should you do in case you need treatment at the hospital?

During the admission, please present your insurance card and the Ärzte-Info-Ticket (medical info card) which you received with your insurance certificate. Hospitals usually contact us after the admission and the billing will be settled directly with the hospital. The policy covers emergency treatment and urgent operations within compulsory health insurance without optional services. If such inpatient treatment is not an emergency treatment, we recommend arranging the details of the planned therapy beforehand with our claims department. This way, we can help you to minimize any financial risk.

Will it be possible to have a mini-job parallel to studying?

Yes, it is possible to have a mini-job (monthly income of up to €450.00) parallel to your studies.

How should you prepare for an upcoming hospital stay?

If you are admitted to a hospital, you will be asked about your insurance cover. As a student you are covered by your international health insurance. The policy covers treatment within compulsory health insurance without optional services. The easiest way for you is to present your “Ärzte-Info-Ticket” (medical info card) during the admission. Here you can print out your “Ärzte-Info-Ticket”: Ärzte-Info-Ticket (medical info card) (German). After your admission, the hospital will contact us and, under normal circumstances, we will then settle the billing directly with the hospital. Inpatient treatment without emergency situation! If an inpatient treatment is not an emergency treatment, we recommend arranging the details of the planned therapy beforehand with our claims department. This way, we can help you to minimize any financial risk. Contact us.

Who is the perfect partner for the DR-WALTER insurance ?

The team of the relocation platform Expatrio includes experienced experts both in the field of digital technology and “living and working abroad.” Therefore Expatrio is the perfect partner for DR-WALTER because we also aim at supporting students and other visitors from abroad by recommending and providing reliable high-quality products and services.