What are the types of EDUCARE24 insurance and to which needs are they tailored? EDUCARE24…

What are the types of EDUCARE24 insurance and to which needs are they tailored?

EDUCARE24 can be purchased in different combinations which are exactly tailored to the needs of:

• language students
• foreign students
• guest scientists and PhDs
• interns/trainees
• accompanying family members

  For 60 years, DR-WALTER has provided insurance policies for educational travels and visitors from abroad. Each year, thousands of satisfied clients rely on the comprehensive cover of our insurance solutions.

Which is the most reliable and competent German blocked account?

The required minimum blocked amount for an officially approved blocked account is usually more than €10,000, so you want to be sure that your money is in good hands. Expatrio cooperates with the escrow services and payment provider MANGOPAY. MANGOPAY is an online payment technology designed for marketplaces, crowdfunding platforms and sharing economy businesses. MANGOPAY provides the trustee services and payment technology underlying Expatrio’s blocked account. Expatrio’s blocked account is tailored to each customer and it enables individual accounts for each customer, including an individual IBAN. With the MANGOPAY technology, funds can be held securely for as long as needed. MANGOPAY holds an E-Money Issuer license, which enables expatrio to accept payments, hold the funds in escrow and pay out with ease, speed and efficiency. The German Federal Foreign Office confirms that Expatrio fulfills all requirements for visa application. So the money in your blocked account and the legally secure management are in good hands with Expatrio and its partner MANGOPAY, and you can be sure that your blocked account will meet the visa requirements.

Why is EDUCARE24 considered better than the others and what is it?

EDUCARE24 is the flexible insurance cover for foreign language students, students, guest scientists and PhDs, interns and accompanying family members. For your stay abroad, you should not rely on the first health insurance that comes along. You need an insurance that meets all visa requirements of the immigration authorities and thus ensures a minimum coverage of the health insurance in the amount of 30,000 euros. EDUCARE24 meets those requirements.

What is some information for guest scientists after their stay abroad?

You should always keep your insurance certificate since the authorities in a number of home countries require proof of insurance for the time spent abroad.  

What can you do in case your visa got rejected?

Even though it was a long and stressful process, knowing all the documents you need after you get the letter of rejection by the embassy will make it easier for you to apply next time!

What can you do in the event of an illness?

Free Travel Health Insurance offers you, among other things, cover for acute, unexpected illness or injury. If you are ill, first consult a general practitioner or, in the case of toothache, a dentist before going to a specialist or hospital. If possible, please present the doctor with the Ärzte-Info-Ticket (medical info card) prior to any treatment. The card contains information about the type of billing as well as important details regarding your insurance coverage. Doctors can settle their bills directly with us. If the doctor sends the invoice to DR-WALTER, we will transfer the invoice amount directly to the doctor’s account. Do you have any questions regarding the notification of claim? We are happy to help you. DR-WALTER GmbH Eisenerzstr. 34 53819 Neunkirchen-Seelscheid Deutschland E info@german-student-insurance.com T +49 (0) 2247 9194 -996 F +49 (0) 2247 9194 -40

What is the 3-D Secure procedure like?

If you pay by credit card, we use the 3-D Secure procedure. It provides additional security for your credit card transactions and reduces the risk of fraud due to card misuse. You first enter your credit card number. A connection will then be established with the card issuer so that you can confirm your identity, for example by entering a code. If the authentication was successful, the credit card payment is executed. The 3-D Secure procedure should not be confused with your credit card’s check number (CVC). In order to use the 3-D Secure procedure, you must register with your bank/credit company, which usually takes a few days.

Will the costs of medications be paid?

Any medication needs to be medically necessary or prescribed by a doctor. You will receive your medication by taking the prescription to a pharmacy. The original prescription can then be submitted to us for a refund of the costs. The policy does not cover medication that can be bought at a pharmacy for free and without a doctor’s prescription. Please note that we can only process a prescription after we received the related (doctor’s) invoice along with the diagnosis.