Why are you asked in case you have children? You are asked if you have…

Why are you asked in case you have children?

You are asked if you have children, as this has an impact on the monthly contribution. Persons without children over 23 pay a supplement to the long-term care insurance.  

What is the number of tourists that Germany had over the past few years?

Germany is one of the most visited countries in the world. With around 450 million tourists going there for many reasons. A lot of them come from non-EU countries, even outside Europe to see this beautiful and exciting place.

Will your health insurance be affected by a side job?

It is of no importance to EDUCARE24 insurance coverage if you have a side job in addition to your primary cause of residence. You should, however, clarify with your employer if such a side job is subject to social insurance contributions.

Which insurance covers all the official legal requirements?

Insurances for foreign guests have to meet many requirements. Some of the specifications which need to be given attention to are the regulations of the European Commission, the “Freizügigkeitsverordnung/EG” and Germany’s right of residence. The policy EDUCARE24 provides unlimited coverage of medical costs, thus exceeding the required coverage of 30,000 euros.

Should you inform your insurance provider in case you need to travel to a different country from the one you originally intended to?

You do not have to inform us if you choose to travel to a different country as long as the alternative country belongs to the same area of validity as the country you indicated. If the alternative country belongs to a different area of validity and if you stay there for more than 6 weeks, you need to inform us. Please also note the FAQ “I want to travel to more than one country, and these countries belong to regions with different areas of validity. Which insurance should I purchase?” in the section “Questions regarding application”.

Does it matter if the countries that you’re going to visit belong to different premium categories?

Please proceed as follows: Changing area of validity up to 6 weeks If your stay in a country which belongs to a different area of validity does not exceed 6 weeks, you do not have to do anything. You have worldwide insurance coverage up to 6 weeks. E.g.: You travel to Panama for 6 months. On your way back home, you want to make a four-week stopover in the USA. Please choose “Worldwide travels excluding USA/Canada” as area of validity for the complete duration of your journey. Changing area of validity for more than 6 weeks

What can happen in case you have unpaid direct debits?

Please avoid any chargebacks. Every chargeback causes an enormous administrative amount along with bank charges. For any unpaid direct debit, we will have to charge the resulting fees imposed on us, if you are the one responsible for the unpaid direct debit (for example as a result of revocation, incorrect information or insufficient account balance).

What other countries accept the German visa besides Germany?

Countries like Austria, Slovenia, Greece, Poland, Netherlands accept a German Visa! This means, if your Visa application gets issued then you can travel to more than just one country! The German Schengen Visa allows you to travel for 90 days in a span of 180 days around 25 countries.