What should you do in the even of an illness? Primary care physicians are responsible…

What should you do in the even of an illness?

Primary care physicians are responsible for diagnosis and therapy and coordinate the need for further treatment. This includes assessing if they are able to carry out the treatment themselves or if it is necessary to consult a specialist. This makes it easier to coordinate therapies and to avoid that examinations are carried out twice. It furthermore helps to avoid incompatible therapies, interlink medical benefits and reduce costs. This recommendation does, of course, not apply to necessary visits of gynecologists, eye specialists, emergency physicians or doctors on call.

Is the right place for an international student Germany and why?

If you are a student coming from a low-income country and want to study in a place with high quality universities at a reasonable price, then Germany is the right place for you. There are different types of Visas it offers depending on how long you plan or need to stay there to finish your degree but getting the Visa opens so many opportunities not only for studying but also working.

Will your PROTRIP-WORLD insurance cover your expenses of a booked flight you’re not able to cancel?

No, travel expenses are not covered by the international health insurance. We recommend: Contact your hotel or airline to clarify whether a goodwill arrangement (rebooking or cancellation) is possible.

What should you do in case you have damage to your baggage?

In case of damage to or loss of your baggage, you are covered by baggage insurance. The policy covers – within the sums insured – your entire baggage as well as your valuables such as jewelry, laptops, film or video equipment. The insurer will reimburse the baggage’s current value. Please note that processing of claims concerning damage to baggage requires the loss or damage to be reported to the local police and that we need their corresponding confirmation. For your notice of claim, please use our claim forms. Notification of damage to baggage is handled by: DR-WALTER GmbH Abteilung Leistung (Claims Department) Eisenerzstr. 34 53819 Neunkirchen-Seelscheid Germany Email: claims@dr-walter.com

Is it important to have health insurance as a student?

What you need to know if you want to spend some time abroad as a student. If you want to study in Germany, health insurance is required. Without health insurance, you cannot be matriculated. An appropriate proof needs to be submitted for the enrollment at a German university and for the application for a residence permit. Please take care of your health insurance in good time before beginning your studies, preferably as soon as possible after arriving in Germany. In Germany there are two kinds of health insurance schemes for students: statutory health insurance for matriculated students and private health insurance for all other types of students. The statutory health insurance offers good benefits and is fairly inexpensive for students. Every student who has the opportunity to be admitted to the statutory health insurance should make use of this option. A private health insurance like EDUCARE24 is always useful in cases where statutory health insurance is not possible.

What is Techniker Krankenkasse (TK)?

Techniker Krankenkasse (TK) is the largest provider of public health insurance in Germany. Due to its great price/performance ratio and its excellent customer service, TK is especially popular with students from Germany and abroad. TK attaches the greatest importance to providing perfect service to its insured in all situations of life and offers advice concerning all questions about health and well-being at any time. TK provides a state-of-the-art online service and an English-speaking 24/7 service hotline.

Why can you only conclude EDUCARE24 at the age of 30+?

Students who are enrolled at state or state-recognized universities are subject to public insurance until their 30th birthday. From the 30th birthday, students can no longer insure themselves in the public student health insurance. In these cases, we recommend EDUCARE24 XL, our comprehensive cover consisting of travel health insurance, accident insurance, personal liability insurance and deportation costs insurance.

What is the number of visitors that have chosen Germany as their destination?

With around 450 million tourists, Germany certainly is one of the most visited countries in the world. It must be said that Germany is a dynamic and beautiful place like no other!