When will your insurance start if you choose EDUCARE24?

When will your insurance start if you choose EDUCARE24?

Insurance starts on the date applied for. Insurance coverage starts on the same date, at the earliest on the day we receive your application at our office (0:00 am). Insurance coverage expires automatically on the agreed date.

What are some of the questions that you should clarify before you decide on an insurance?

Here are some questions that you should clarify before taking out an insurance:

• Does the insurance meet the requirements of the destination country?

You can get information on this e.g. from the responsible embassy or consulate.

• Are the benefits of the health insurance sufficient?

A good health insurance should offer you protection in case of illness and accident and cover medically reasonable return transport. Furthermore, the costs for individual treatments should not be limited and illnesses should not be generally excluded from the insurance cover.

• Is there protection in case of interruption of your work, for example for a holiday?
• Does the insurance also cover sports accidents?

What should you do in the even of liability losses?

Liability insurance deals with financial claims caused by your misconduct. Under statutory regulation, the policy covers the risks of everyday life as well as any activities as an intern. The policy includes any third-party claims as well as any personal damage to the host family and other persons living in the household caused by an au pair up to the maximum sum insured; in addition, the policy also covers damage to immovable property of the host family. Please notify us immediately in case of liability losses. Notification of liability losses is handled by: DR-WALTER GmbH Abteilung Leistung (Claims Department) Eisenerzstr. 34 53819 Neunkirchen-Seelscheid Germany Email: claims(at)dr-walter.com   Tel: +49 (0) 2247 9194 -31 Fax: +49 (0) 2247 9194 -20

What is the most common reason why German visas get rejected?

If you get your Visa rejected, keep in mind you are not the only one! Plenty of Visas get rejected and it’s usually due to the lack of documents which you can compensate the next time you apply!

What are some of the deportation costs insurance for students?

In case of an officially ordered deportation of the visitor, the insurance policy covers the incurring costs up to €4,000 if claims are made against the host. Unlike former policies, the current deportation costs policy also provides coverage after the expiration of insurance if the visitor, against all expectations, has not left the Federal Republic of Germany.

Do you get the reasons as to why your visa got rejected by the embassy?

If you get your Visa rejected, don’t be discouraged, you can try again! The good side to the rejection is that once you get the letter from the embassy, you can use it to your advantage. In the letter it will be explained why you got your Visa rejected, so use that information the next time you apply!

What is some information for guest scientists after their stay abroad?

You should always keep your insurance certificate since the authorities in a number of home countries require proof of insurance for the time spent abroad.  

Does the embassy let you know why your visa didn’t get accepted?

Getting your Visa rejected sure is heart-breaking but it’s not the end of the world! Many people get their Visas rejected and fortunately the reasons behind it are very clear in the letter sent by the embassy. Use that information to your advantage the next time you apply!