What should you do in case you have damage to your baggage? In case of…

What should you do in case you have damage to your baggage?

In case of damage to or loss of your baggage, you are covered by baggage insurance. The policy covers – within the sums insured – your entire baggage as well as your valuables such as jewelry, laptops, film or video equipment. The insurer will reimburse the baggage’s current value. Please note that processing of claims concerning damage to baggage requires the loss or damage to be reported to the local police and that we need their corresponding confirmation. For your notice of claim, please use our claim forms. Notification of damage to baggage is handled by: DR-WALTER GmbH Abteilung Leistung (Claims Department) Eisenerzstr. 34 53819 Neunkirchen-Seelscheid Germany Email: claims@dr-walter.com

What can happen in case you have unpaid direct debits?

Please avoid any chargebacks. Every chargeback causes an enormous administrative amount along with bank charges. For any unpaid direct debit, we will have to charge the resulting fees imposed on us, if you are the one responsible for the unpaid direct debit (for example as a result of revocation, incorrect information or insufficient account balance).

Is German student insurance worth it and why?

We make things as simple as possible for you! Finding the right health insurance for your studies in Germany is not easy. A lot of requirements and regulations need to be considered.

• Do I need public or private health insurance in Germany?
• Is my current health insurance not sufficient for my studies in Germany?
• Which health insurance is officially approved?
• Do I have to have public health insurance as a student in Germany?
• Is my family covered, too?

If you want to be comprehensively informed about health insurance for students from abroad, you will find the answers to these and many further questions here on GERMAN STUDENT INSURANCE. However, the great advantage of GERMAN STUDENT INSURANCE is: You do not have to go deeply into the topic in order to be able to choose the right health insurance. Our online needs assessment takes care of this task for you. This guarantees you to get appropriate health insurance for your needs at an optimal price/performance ratio.

Do you want more information about viruses?

The Robert Koch Institut provides you with important information about the current development: https://www.rki.de/DE/Content/InfAZ/N/Neuartiges_Coronavirus/nCoV.html (machine translated from German).

How should you prepare for the interview with the embassy?

When applying for a German Visa, before the interview with the embassy, we suggest you hand it in person. The reason for this is, in case you didn’t get all the required documents, they can help you with what else you need to be able to get the Visa.

Will you be covered if you are infected on your way home?

Upon arrival to your home country, both EDUCARE24 and Techniker Krankenkasse (TK) insurance coverage ends. Please contact your last insurance company in your home country to reactivate it immediately.

What does the German student insurance consist of?

Finding the right insurance in Germany as a foreign student is not quite easy if one does not know about all the German and European requirements and laws. This is why we developed the GERMAN STUDENT INSURANCE. Here you will get comprehensive health insurance protection which is tailored to your needs and valid for the complete duration of your stay in Germany, before and during your studies. You can get private or public health insurance or a combination of both, if needed.

Will you costs be covered in your home country if you get infected on the way home?

EDUCARE24 insurance coverage ends upon entry into your home country. Please contact your last insurance company in your home country to reactivate your previous insurance immediately.