Which health insurance is the most practical? It only takes a few minutes to purchase…

Which health insurance is the most practical?

It only takes a few minutes to purchase EDUCARE24 through our secure server. You will then receive the following documents:

• an insurance certificate for your records and for submission to public authorities,
• an insurance card for your wallet and
• an “Ärzte-Info-Ticket” (medical info card) for direct billing with the physician.

How should you prepare for an upcoming hospital stay?

If you are admitted to a hospital, you will be asked about your insurance cover. As a student you are covered by your international health insurance. The policy covers treatment within compulsory health insurance without optional services. The easiest way for you is to present your “Ärzte-Info-Ticket” (medical info card) during the admission. Here you can print out your “Ärzte-Info-Ticket”: Ärzte-Info-Ticket (medical info card) (German). After your admission, the hospital will contact us and, under normal circumstances, we will then settle the billing directly with the hospital. Inpatient treatment without emergency situation! If an inpatient treatment is not an emergency treatment, we recommend arranging the details of the planned therapy beforehand with our claims department. This way, we can help you to minimize any financial risk. Contact us.

What does exemption from compulsory health insurance mean?

You can get an exemption from the requirement to take out public health insurance and conclude private health insurance at the official beginning of your subject-related studies. However, taking out private health insurance only makes sense for students who cannot conclude public student health insurance, e.g. if you are more than 29 years old. In these cases, we recommend EDUCARE24 XL insurance protection. Please note that the following applies after the official beginning of your studies: Once you have taken out private health insurance, you cannot switch to public student health insurance anymore.

Which is the most comprehensive health insurance?

EDUCARE24 is more than just an ordinary travel health insurance policy. In addition to comprehensive health insurance abroad, it also provides you with accident, liability and deportation costs insurance.

What should you as a student know about the health insurance?

Information for students and doctoral students – Check your insurance cover! The insurance offers of many programs and universities are suitable and you do not need to do anything else. However, sometimes the insurance cover is not as you are used to in your home country. Therefore, you should take your time before you leave and check the insurance offered. Sometimes it can be useful to take out PROTRIP-WORLD in addition to a compulsory insurance of the university or the country of travel. Here are some questions that you should clarify before taking out insurance:

• Does the insurance meet the requirements of the destination country?

Information on this can be obtained from the relevant embassy or consulate, for example.

• Are the benefits of the health insurance sufficient?

What is the purpose of having a blocked account?

With a German blocked account you can prove your ability to support yourself during your stay in Germany. The account will be blocked until you arrive in Germany. Once you have access to the account, a restriction applies: There is a limitation on the amount that can be withdrawn or transferred per month unless you have paid in more than the demanded minimum blocked amount. In the latter case, higher monthly withdrawals can be agreed. In general, you need to deposit €800 for each month you plan to spend in Germany. This means you have to deposit a minimum sum of €10,000 if you want to spend one year in Germany. However, you do not have to worry about these details now. All relevant questions will be clarified during the online opening of your new blocked account.

Which German Blocked Accounts are Officially Approved?

Fulfills all visa requirements! The official requirements concerning a German blocked account are complex. For example, the German right of residence and the regulations of the European Commission need to be considered. The GBA Blocked Account fulfills all visa requirements of the Federal Foreign Office. Our partner Expatrio, who provides the online conclusion of the German Blocked Account, is officially recommended by many German embassies.

Why is there a safety buffer of 100 euros?

The safety buffer will be used to pay transfer charges in case we need to refund money. If there are no extra costs, the money will be refunded to you when you close your blocked account.