Will you be covered for an infection? Fever, cough, signs of corona infection? You can…

Will you be covered for an infection?

Fever, cough, signs of corona infection? You can rest assured. With EDUCARE24’s insurance cover, you don’t need to fear high medical costs. The medical treatment of the corona virus infection is covered. In addition, EDUCARE24 includes coverage up to 90 days for medical expenses should you be forced to stay abroad for a longer period of time due to the infection.

What should you do in case you have damage to your baggage?

In case of damage to or loss of your baggage, you are covered by baggage insurance. The policy covers – within the sums insured – your entire baggage as well as your valuables such as jewelry, laptops, film or video equipment. The insurer will reimburse the baggage’s current value. Please note that processing of claims concerning damage to baggage requires the loss or damage to be reported to the local police and that we need their corresponding confirmation. For your notice of claim, please use our claim forms. Notification of damage to baggage is handled by: DR-WALTER GmbH Abteilung Leistung (Claims Department) Eisenerzstr. 34 53819 Neunkirchen-Seelscheid Germany Email: claims@dr-walter.com

What should you do in the even of liability losses?

Liability insurance deals with financial claims caused by your misconduct. Under statutory regulation, the policy covers the risks of everyday life as well as any activities as an intern. The policy includes any third-party claims as well as any personal damage to the host family and other persons living in the household caused by an au pair up to the maximum sum insured; in addition, the policy also covers damage to immovable property of the host family. Please notify us immediately in case of liability losses. Notification of liability losses is handled by: DR-WALTER GmbH Abteilung Leistung (Claims Department) Eisenerzstr. 34 53819 Neunkirchen-Seelscheid Germany Email: claims(at)dr-walter.com   Tel: +49 (0) 2247 9194 -31 Fax: +49 (0) 2247 9194 -20

What is some important information that you should know about as a high school participant?

Information for high school participants – Our recommendation! The PROTRIP-WORLD insurance for high school participants adapts to your travel plans. You have the choice between different travel regions and you can also flexibly choose the scope of insurance: PROTRIP-WORLD always includes a strong international health insurance. We especially recommend high school participants to supplement their insurance cover with the Comfort or Plus Package to be able to travel and work without worries. The two packages differ in the scope of the liability insurance. The Plus Package includes a higher basic insurance sum and covers, for example, the risk of losing your keys and damages arising from an act of favor (e.g. you water your neighbors’ flowers while they are away and knock over a valuable vase, OR you empty the mailbox of your out-of-town neighbors and your key breaks off).

Does it matter if the countries that you’re going to visit belong to different premium categories?

Please proceed as follows: Changing area of validity up to 6 weeks If your stay in a country which belongs to a different area of validity does not exceed 6 weeks, you do not have to do anything. You have worldwide insurance coverage up to 6 weeks. E.g.: You travel to Panama for 6 months. On your way back home, you want to make a four-week stopover in the USA. Please choose “Worldwide travels excluding USA/Canada” as area of validity for the complete duration of your journey. Changing area of validity for more than 6 weeks

What are the types of EDUCARE24 insurance and to which needs are they tailored?

EDUCARE24 can be purchased in different combinations which are exactly tailored to the needs of:

• language students
• foreign students
• guest scientists and PhDs
• interns/trainees
• accompanying family members

  For 60 years, DR-WALTER has provided insurance policies for educational travels and visitors from abroad. Each year, thousands of satisfied clients rely on the comprehensive cover of our insurance solutions.

What should you do if you are dissatisfied with what your country has to offer and you want to move somewhere cheap with many opportunities?

Some want to explore a new place and learn about a different culture, some want a better job because they’re not satisfied with the one in their home-country and some want to finish their studies. What if you can do all of that in one place with reasonable living/studying prices? Applying for a German Visa is one of the best things you can do for a better future!

What type of visa is the right one for your if you have family members living in Germany?

If you have family over in Germany and you want to be with them, not only to be close to them but also to have a better life then you need to apply for a family reunion visa in order to join them.