Will the insurance cover continue to work even in the case that the Foreign Office…

Will the insurance cover continue to work even in the case that the Foreign Office has issued a travel warning?

Yes, PROTRIP-WORLD’s international health insurance protects you both when traveling in countries for which the German Foreign Office has issued a travel warning and in case of illness related to a pandemic.

Is German student insurance worth it and why?

We make things as simple as possible for you! Finding the right health insurance for your studies in Germany is not easy. A lot of requirements and regulations need to be considered.

• Do I need public or private health insurance in Germany?
• Is my current health insurance not sufficient for my studies in Germany?
• Which health insurance is officially approved?
• Do I have to have public health insurance as a student in Germany?
• Is my family covered, too?

If you want to be comprehensively informed about health insurance for students from abroad, you will find the answers to these and many further questions here on GERMAN STUDENT INSURANCE. However, the great advantage of GERMAN STUDENT INSURANCE is: You do not have to go deeply into the topic in order to be able to choose the right health insurance. Our online needs assessment takes care of this task for you. This guarantees you to get appropriate health insurance for your needs at an optimal price/performance ratio.

What should you and can you do in the case of an illness?

Foreign visitors are covered by private travel health insurance. Such health insurance covers only acute medical treatment of newly occurred illnesses. Please consider the following three rules of conduct for outpatient treatments:

1. Please consult a general practitioner before seeing a specialist or going to hospital.
2. Please provide the physician with our Ärzte-Info-Ticket (medical info card) prior to the treatment.
3. Please tell your doctor that some treatments require approval and that you need a medical costs projection for these treatments.

Do you want more information about viruses?

The Robert Koch Institut provides you with important information about the current development: https://www.rki.de/DE/Content/InfAZ/N/Neuartiges_Coronavirus/nCoV.html (machine translated from German).

What should you do in the even of damages as a result of an accident?

An accident is a sudden, unexpected, involuntary and external event taking place at a certain time and place and causing damage to a person’s health. Medical treatments that become necessary as a result of an accident are covered by health insurance. Permanent impairment or death as a result of an accident is covered by accident insurance. Accident insurance also provides financial assistance in case of plastic surgery, rescue costs or long-term hospital stays as a result of an accident. Please notify us immediately in case of an accident. Notification of damages as a result of an accident is handled by: DR-WALTER GmbH Abteilung Leistung (Claims Department) Eisenerzstr. 34 53819 Neunkirchen-Seelscheid Germany Email: claims@dr-walter.com   Tel: +49 (0) 2247 9194 -31 Fax: +49 (0) 2247 9194 -20

Which health insurance is the most practical?

It only takes a few minutes to purchase EDUCARE24 through our secure server. You will then receive the following documents:

• an insurance certificate for your records and for submission to public authorities,
• an insurance card for your wallet and
• an “Ärzte-Info-Ticket” (medical info card) for direct billing with the physician.

Will you get quality and good service from the TK Student Insurance provider?

With TK student insurance you profit from a wide range of benefits at low premiums. TK student insurance does not only include the benefits you are usually offered by German health insurance providers. It also covers treatments which do not belong to the standard benefits. When evaluated by the trade press, TK regularly occupies top positions, e.g. in the category “Germany’s best health insurance fund for students” (according to Focus Money). Moreover, TK has an excellent customer service. All important matters, such as changing your address or your account details, can be easily attended to online. Billing with doctors and hospitals is easy, too: You only need to present your insurance card every time you visit a doctor.

What should you do in case you have damage to your baggage?

In case of damage to or loss of your baggage, you are covered by baggage insurance. The policy covers – within the sums insured – your entire baggage as well as your valuables such as jewelry, laptops, film or video equipment. The insurer will reimburse the baggage’s current value. Please note that processing of claims concerning damage to baggage requires the loss or damage to be reported to the local police and that we need their corresponding confirmation. For your notice of claim, please use our claim forms. Notification of damage to baggage is handled by: DR-WALTER GmbH Abteilung Leistung (Claims Department) Eisenerzstr. 34 53819 Neunkirchen-Seelscheid Germany Email: claims@dr-walter.com