Which health insurance has no deductible? “Deductible” means that the insured person is obliged to…

Which health insurance has no deductible?

“Deductible” means that the insured person is obliged to cover a part of the treatment expenses. For example, a “deductible of €25 per insured event” means that you have to pay €25 of the medical bill yourself in each case of illness. The health insurance of EDUCARE24 does not comprise a deductible.

Which insurance covers all the official legal requirements?

Insurances for foreign guests have to meet many requirements. Some of the specifications which need to be given attention to are the regulations of the European Commission, the “Freizügigkeitsverordnung/EG” and Germany’s right of residence. The policy EDUCARE24 provides unlimited coverage of medical costs, thus exceeding the required coverage of 30,000 euros.

What does Germany offer to tourists from all over the world?

It is no surprise that Germany has plenty of visitors all seasons of the year. Due to the beautiful scenery, the hospitality, the eventful festivals. The wonderful food as well as the opportunities that Germany offers, people all over the world decide to apply for a German Visa!

Will you have to conclude public health insurance as a student?

Students up to age 29 need to have public health insurance during their subject-related studies. We recommend Techniker Krankenkasse (TK). If you have not started your subject-related studies yet, you cannot take out public student health insurance. This is also not possible for students from the age of 30. In these cases the private health insurance EDUCARE24 is the ideal insurance solution.

Which is the most reliable and competent German blocked account?

The required minimum blocked amount for an officially approved blocked account is usually more than €10,000, so you want to be sure that your money is in good hands. Expatrio cooperates with the escrow services and payment provider MANGOPAY. MANGOPAY is an online payment technology designed for marketplaces, crowdfunding platforms and sharing economy businesses. MANGOPAY provides the trustee services and payment technology underlying Expatrio’s blocked account. Expatrio’s blocked account is tailored to each customer and it enables individual accounts for each customer, including an individual IBAN. With the MANGOPAY technology, funds can be held securely for as long as needed. MANGOPAY holds an E-Money Issuer license, which enables expatrio to accept payments, hold the funds in escrow and pay out with ease, speed and efficiency. The German Federal Foreign Office confirms that Expatrio fulfills all requirements for visa application. So the money in your blocked account and the legally secure management are in good hands with Expatrio and its partner MANGOPAY, and you can be sure that your blocked account will meet the visa requirements.

When will your insurance start if you choose EDUCARE24?

Insurance starts on the date applied for. Insurance coverage starts on the same date, at the earliest on the day we receive your application at our office (0:00 am). Insurance coverage expires automatically on the agreed date.

What should you and can you do in the case of an illness?

Foreign visitors are covered by private travel health insurance. Such health insurance covers only acute medical treatment of newly occurred illnesses. Please consider the following three rules of conduct for outpatient treatments:

1. Please consult a general practitioner before seeing a specialist or going to hospital.
2. Please provide the physician with our Ärzte-Info-Ticket (medical info card) prior to the treatment.
3. Please tell your doctor that some treatments require approval and that you need a medical costs projection for these treatments.

Which is the right visa for you if you want to travel in Germany?

If your only purpose of visiting Germany is to travel around then we recommend you apply for a Tourist and Visitor Visa. This Visa is great for people who are only interested in visiting Germany for a short period of time. To either go sight-seeing or maybe visit family/friends.