Will my family be insured as well? Your family will be covered by public health…

Will my family be insured as well?

Your family will be covered by public health insurance, too, if you have public health insurance during your studies. In case you cannot take out public health insurance due to your age or because you take part in preparatory courses, you can take out EDUCARE24 for yourself and your family. Please note that all members of your family need to choose the same tariff. Our online consulting tool will show you which EDUCARE24 tariff (S, M, L or XL) is the right choice for you and your family. Just get started.

What can you do in the even that you have liability losses?

Liability insurance deals with financial claims caused by your misconduct. Under statutory regulation, the policy covers the risks of everyday life and includes any third-party claims. Please notify us immediately in case of liability losses. Notification of liability losses is handled by: DR-WALTER GmbH Abteilung Leistung (Claims Department) Eisenerzstr. 34 53819 Neunkirchen-Seelscheid Germany Email: claims@dr-walter.com Tel: +49 (0) 2247 9194 -31 Fax: +49 (0) 2247 9194 -20

What does LAC mean?

LAC stands for Living Abroad Community e. V. The LAC is an association that looks after the interests of people living abroad temporarily as well as during short-term and long-term stays for personal or professional reasons and provides them with information and services. The purpose of the association is to be achieved in particular through: – Providing advice and support to the above mentioned group of people in all economic, legal and social matters of their personal and family life that result from their stay abroad. – Negotiating with authorities, associations, public insurance institutions and all other public and private bodies and institutions about the specific problems, needs and wishes of the above mentioned group of people that result from their stay abroad in order to improve their situation. – Concluding agreements on special conditions for the above mentioned group of people regarding the purchase of goods and services. Learn more about Living Abroad Community e. V.

Will you have to conclude public health insurance as a student?

Students up to age 29 need to have public health insurance during their subject-related studies. We recommend Techniker Krankenkasse (TK). If you have not started your subject-related studies yet, you cannot take out public student health insurance. This is also not possible for students from the age of 30. In these cases the private health insurance EDUCARE24 is the ideal insurance solution.

What are some of the requirements that the PROTRIP-WORLD meets as a visa for the USA?

PROTRIP-WORLD meets the requirements for J 1 Visa in the USA. Apart from the J2-, F1- und F2-Visa requirements, PROTRIP-WORLD meets all the insurance criteria which the Department of State has stipulated for J1 visa exchange programs in the USA. These include, among others, a minimum coverage of $100,000 for medical treatment in case of illness and accidents, a coverage of $25,000 for the repatriation of remains in case of death. Excellent rating by international rating agency The financial strength of Allianz Worldwide Care SA has been evaluated by one of the leading international credit rating agencies, Standard & Poor’s, and rated AA (excellent). You can rest assured that even in uncertain times like these, PROTRIP-WORLD is backed by a solid and reliable partner.

What should you do in case you need treatment at the hospital?

During the admission, please present your insurance card and the Ärzte-Info-Ticket (medical info card) which you received with your insurance certificate. Hospitals usually contact us after the admission and the billing will be settled directly with the hospital. The policy covers emergency treatment and urgent operations within compulsory health insurance without optional services. If such inpatient treatment is not an emergency treatment, we recommend arranging the details of the planned therapy beforehand with our claims department. This way, we can help you to minimize any financial risk.

How should you prepare for the interview with the embassy?

When applying for a German Visa, before the interview with the embassy, we suggest you hand it in person. The reason for this is, in case you didn’t get all the required documents, they can help you with what else you need to be able to get the Visa.

What are some advantages that the DR-WALTER Blocked Account offers?

• Accepted and approved by German Federal Foreign Office for obtaining a German visa.
• Receive official confirmation on the next day – latest.
• Cheap: one-off set-up of €49 and €5 per month only.
• In cooperation with the escrow services and payment provider MANGOPAY.