Are your plans to work abroad as an au pair? In this case you should…

Are your plans to work abroad as an au pair?

In this case you should at least buy the Comfort Package. Liability claims within the scope of the au pair activity are insured up to 1 million Euro. This coverage is also valid for language students who live with families with children and carry out similar activities as au pairs. However, we recommend the conclusion of the Plus Package, because it covers additional claims which can occur within the scope of an au pair activity. The key loss risk as well as damage to the host family’s property are examples of this.

Will your medication costs be paid for?

Any medication needs to be medically necessary or prescribed by a doctor. You will receive your medication by taking the prescription to a pharmacy. The original prescription can then be submitted to us for a refund of the costs. The policy does not cover medication that can be bought at a pharmacy for free and without a doctor’s prescription. Please note that we can only process a prescription after receiving the related (doctor’s) invoice along with the diagnosis.

What are the fees you have to pay for your blocked account?

You only need to pay a one-off set-up fee of €49 for your GBA Blocked Account. In addition to that, there are monthly costs of €5 for the management of the account. Moreover, a safety buffer of €100 has to be paid. However, this amount is no additional expense for you because it is usually refunded when you close your blocked account.

What is a telephone helpline?

In an emergency, fellow students or counselors at university are the first and nearest available contact persons for students. An open conversation can often work wonders. If you do not want to talk to people at your university in a difficult situation, you can also contact the “TelefonSeelsorge” (telephone helpline). Trained volunteers provide support by phone or online consultation. This phone number is only available in Germany: TelefonSeelsorge (telephone helpline) 0800 1110111 or 0800 1110222. Deutsche Telekom is a partner of the “TelefonSeelsorge” (telephone helpline). Your call is toll-free.

Will your insurance cover you during your travel back home?

I am returning to my home country prematurely due to the coronavirus. Does GERMAN STUDENT INSURANCE still provide protection? Language students, interns, doctoral students and students from the age of 30 In principle, insurance cover also exists for a certain period of time in case of interruption of the stay abroad. Due to the development of COVID-19, you cannot estimate how long your stay in your home country will last. Therefore, we recommend that you cancel your EDUCARE24 insurance immediately after entering your home country. Please inform us about this. An e-mail is sufficient. We will then calculate your exact premium depending on the number of days you stayed abroad. You will only pay the premiums that have accrued until the receipt of your notification. Tip: Please contact your last insurance company in your home country to reactivate your previous insurance immediately

What are some of the requirements that the PROTRIP-WORLD meets as a visa for the USA?

PROTRIP-WORLD meets the requirements for J 1 Visa in the USA. Apart from the J2-, F1- und F2-Visa requirements, PROTRIP-WORLD meets all the insurance criteria which the Department of State has stipulated for J1 visa exchange programs in the USA. These include, among others, a minimum coverage of $100,000 for medical treatment in case of illness and accidents, a coverage of $25,000 for the repatriation of remains in case of death. Excellent rating by international rating agency The financial strength of Allianz Worldwide Care SA has been evaluated by one of the leading international credit rating agencies, Standard & Poor’s, and rated AA (excellent). You can rest assured that even in uncertain times like these, PROTRIP-WORLD is backed by a solid and reliable partner.

Do you have to transfer the amount in one large sum?

Yes, please transfer the amount in one lump sum in order to make sure that we can send you the confirmation of the account opening on the next day at the latest.

What are the types of EDUCARE24 insurance and to which needs are they tailored?

EDUCARE24 can be purchased in different combinations which are exactly tailored to the needs of:

• language students
• foreign students
• guest scientists and PhDs
• interns/trainees
• accompanying family members

  For 60 years, DR-WALTER has provided insurance policies for educational travels and visitors from abroad. Each year, thousands of satisfied clients rely on the comprehensive cover of our insurance solutions.