Will you need a German Blocked Account? In general, students from non-European countries need a…

Will you need a German Blocked Account? In general, students from non-European countries need a German blocked account for their studies in Germany. As is the case with the topic “health insurance in Germany”, you need to consider many requirements and regulations. So as a layperson, it is easy to lose track. But don’t worry! The experts from DR-WALTER developed the ideal online solution in cooperation with the IT specialists from Expatrio: the GERMAN BLOCKED ACCOUNT. If you want to open this German blocked account, you do not have to get into all the details in order to get the right blocked account for your needs. With the GERMAN STUDENT INSURANCE you can unbureaucratically and easily open a German blocked account. Within a very short time you will get the official confirmation of your blocked account which you need for submission to the authorities. With the GERMAN BLOCKED ACCOUNT and the GERMAN STUDENT INSURANCE you are perfectly equipped for your studies in Germany.

Does it matter if the countries that you’re going to visit belong to different premium categories?

Please proceed as follows: Changing area of validity up to 6 weeks If your stay in a country which belongs to a different area of validity does not exceed 6 weeks, you do not have to do anything. You have worldwide insurance coverage up to 6 weeks. E.g.: You travel to Panama for 6 months. On your way back home, you want to make a four-week stopover in the USA. Please choose “Worldwide travels excluding USA/Canada” as area of validity for the complete duration of your journey. Changing area of validity for more than 6 weeks

What other countries accept the German visa besides Germany?

Countries like Austria, Slovenia, Greece, Poland, Netherlands accept a German Visa! This means, if your Visa application gets issued then you can travel to more than just one country! The German Schengen Visa allows you to travel for 90 days in a span of 180 days around 25 countries.

What does exemption from compulsory health insurance mean?

You can get an exemption from the requirement to take out public health insurance and conclude private health insurance at the official beginning of your subject-related studies. However, taking out private health insurance only makes sense for students who cannot conclude public student health insurance, e.g. if you are more than 29 years old. In these cases, we recommend EDUCARE24 XL insurance protection. Please note that the following applies after the official beginning of your studies: Once you have taken out private health insurance, you cannot switch to public student health insurance anymore.

How should you prepare for an upcoming hospital stay?

If you are admitted to a hospital, you will be asked about your insurance cover. As a student you are covered by your international health insurance. The policy covers treatment within compulsory health insurance without optional services. The easiest way for you is to present your “Ärzte-Info-Ticket” (medical info card) during the admission. Here you can print out your “Ärzte-Info-Ticket”: Ärzte-Info-Ticket (medical info card) (German). After your admission, the hospital will contact us and, under normal circumstances, we will then settle the billing directly with the hospital. Inpatient treatment without emergency situation! If an inpatient treatment is not an emergency treatment, we recommend arranging the details of the planned therapy beforehand with our claims department. This way, we can help you to minimize any financial risk. Contact us.

How does a Blocked Account actually work?

You need to deposit a specific amount as required by law into the Blocked Account. Currently, €853 have to be paid into the account for each month you stay in Germany. If you are requested to deposit more than €800 each month by a visa authority, you will need an official document from them stating the request in order to deposit the money. The deposited amount will remain blocked until you arrive in Germany. Another peculiarity of a Blocked Account is that you can only withdraw or transfer a limited amount of money. You may withdraw a maximum of €800 per month unless you have deposited a higher amount.

Who is one of the largest health insurance providers in Germany?

TK attaches the greatest importance to providing perfect service to its insured in all situations of life and offers advice concerning all questions about health and well-being at any time. The TK is particularly popular with students from abroad who have to take out public insurance during their studies in Germany. As a member of the TK, you benefit from the practical EHIC insurance card. The following video shows you how the EHIC works.

Is it common for your visa to be rejected the first time?

Even if you admitted all the right documents and you did research on the Visa you needed, Germany being a demanding country can ask for other documents. If that is the case, don’t be discouraged and try again!