Are you planning on starting a new life in Germany or staying in your home…

Are you planning on starting a new life in Germany or staying in your home country?

It is understandable if your home country doesn’t meet your expectations and you want to explore and live in a country that offers you plenty of opportunities to grow as a person and to grow your career. Applying for a German Visa in order to be able to work/study there is a great move, because not only does it offer high quality degrees/jobs, it also offers it to anyone and everyone!

What is some important information interns should know about?

Information for interns – Our recommendation! The PROTRIP-WORLD insurance for interns adapts to your travel plans. You have the choice between different travel regions and you can also flexibly choose the scope of insurance: PROTRIP-WORLD always includes a strong international health insurance. We especially recommend interns to supplement their insurance cover with the Comfort or Plus Package to be able to travel and work without worries. The two packages differ in the scope of the liability insurance. The Plus Package offers students and Erasmus Plus participants particularly good protection. It includes, among other things, higher benefits in the event of damage caused by internships as part of a study or Erasmus Plus program.

Will you get quality and good service from the TK Student Insurance provider?

With TK student insurance you profit from a wide range of benefits at low premiums. TK student insurance does not only include the benefits you are usually offered by German health insurance providers. It also covers treatments which do not belong to the standard benefits. When evaluated by the trade press, TK regularly occupies top positions, e.g. in the category “Germany’s best health insurance fund for students” (according to Focus Money). Moreover, TK has an excellent customer service. All important matters, such as changing your address or your account details, can be easily attended to online. Billing with doctors and hospitals is easy, too: You only need to present your insurance card every time you visit a doctor.

Are your plans to work abroad as an au pair?

In this case you should at least buy the Comfort Package. Liability claims within the scope of the au pair activity are insured up to 1 million Euro. This coverage is also valid for language students who live with families with children and carry out similar activities as au pairs. However, we recommend the conclusion of the Plus Package, because it covers additional claims which can occur within the scope of an au pair activity. The key loss risk as well as damage to the host family’s property are examples of this.

Who is one of the largest health insurance providers in Germany?

TK attaches the greatest importance to providing perfect service to its insured in all situations of life and offers advice concerning all questions about health and well-being at any time. The TK is particularly popular with students from abroad who have to take out public insurance during their studies in Germany. As a member of the TK, you benefit from the practical EHIC insurance card. The following video shows you how the EHIC works.

Will you have to conclude public health insurance as a student?

Students up to age 29 need to have public health insurance during their subject-related studies. We recommend Techniker Krankenkasse (TK). If you have not started your subject-related studies yet, you cannot take out public student health insurance. This is also not possible for students from the age of 30. In these cases the private health insurance EDUCARE24 is the ideal insurance solution.

Who is not eligible to be insured as a family?

Family members who are fully self-employed, privately insured, exempt from public health insurance as civil servants or persons who are subject to public health insurance themselves cannot be insured in the family insurance.

What should you do in the even of damages as a result of an accident?

An accident is a sudden, unexpected, involuntary and external event taking place at a certain time and place and causing damage to a person’s health. Medical treatments that become necessary as a result of an accident are covered by health insurance. Permanent impairment or death as a result of an accident is covered by accident insurance. Accident insurance also provides financial assistance in case of plastic surgery, rescue costs or long-term hospital stays as a result of an accident. Please notify us immediately in case of an accident. Notification of damages as a result of an accident is handled by: DR-WALTER GmbH Abteilung Leistung (Claims Department) Eisenerzstr. 34 53819 Neunkirchen-Seelscheid Germany Email: claims@dr-walter.com   Tel: +49 (0) 2247 9194 -31 Fax: +49 (0) 2247 9194 -20
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