What should you do in case you need treatment at the hospital? During the admission,…

What should you do in case you need treatment at the hospital?

During the admission, please present your insurance card and the Ärzte-Info-Ticket (medical info card) which you received with your insurance certificate. Hospitals usually contact us after the admission and the billing will be settled directly with the hospital. The policy covers emergency treatment and urgent operations within compulsory health insurance without optional services. If such inpatient treatment is not an emergency treatment, we recommend arranging the details of the planned therapy beforehand with our claims department. This way, we can help you to minimize any financial risk.

What countries consist of the validity area EUROPE?

Europe within the meaning of this policy includes all EU countries, Norway, Iceland, Liechtenstein, Switzerland, Andorra, Monaco, San Marino and Vatikan City. The following 28 countries are currently member of the European Union (EU): Austria, Belgium, Bulgaria, Croatia, Cyprus (Republic of Cyprus), Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom.

What does the German student insurance consist of?

Finding the right insurance in Germany as a foreign student is not quite easy if one does not know about all the German and European requirements and laws. This is why we developed the GERMAN STUDENT INSURANCE. Here you will get comprehensive health insurance protection which is tailored to your needs and valid for the complete duration of your stay in Germany, before and during your studies. You can get private or public health insurance or a combination of both, if needed.

Why is DR-WALTER leading the insurance field in Germany?

DR-WALTER is one of the leading German experts in insuring stays abroad and has taken care of the insurance needs of foreign visitors in Germany for 60 years. Our almost 100 employees are well acquainted with the insurance needs of foreign students in Germany. In cooperation with Techniker Krankenkasse we have developed an insurance solution which enables students in Germany to insure themselves as quickly, easily and unbureaucratically as possible: GERMAN STUDENT INSURANCE, consisting of a private health insurance and the public health insurance of TK.

Will you get quality and good service from the TK Student Insurance provider?

With TK student insurance you profit from a wide range of benefits at low premiums. TK student insurance does not only include the benefits you are usually offered by German health insurance providers. It also covers treatments which do not belong to the standard benefits. When evaluated by the trade press, TK regularly occupies top positions, e.g. in the category “Germany’s best health insurance fund for students” (according to Focus Money). Moreover, TK has an excellent customer service. All important matters, such as changing your address or your account details, can be easily attended to online. Billing with doctors and hospitals is easy, too: You only need to present your insurance card every time you visit a doctor.

Which documents will you receive?

Following your application, you will immediately receive an email with your insurance certificate along with customer information and the “Ärzte-Info-Ticket” (medical info card). Additionally, we will send you an insurance card for your wallet within the next few days.

Why is there a safety buffer of 100 euros?

The safety buffer will be used to pay transfer charges in case we need to refund money. If there are no extra costs, the money will be refunded to you when you close your blocked account.

What are some of the most common reasons tourists’ visas get rejected?

There are many reasons for a Visa rejection. The most common ones are: poor performance at the embassy interview, insufficient proof of financial means, lack of communication skills and incomplete documents. Make sure the next time you apply, you’re prepared!