Which is the most comprehensive health insurance? EDUCARE24 is more than just an ordinary travel…

Which is the most comprehensive health insurance?

EDUCARE24 is more than just an ordinary travel health insurance policy. In addition to comprehensive health insurance abroad, it also provides you with accident, liability and deportation costs insurance.

When will your insurance start if you choose EDUCARE24?

Insurance starts on the date applied for. Insurance coverage starts on the same date, at the earliest on the day we receive your application at our office (0:00 am). Insurance coverage expires automatically on the agreed date.

In what way will your invoices be refunded?

If you submit your “Ärzte-Info-Ticket” (medical info card) to the physician or to the hospital prior to the treatment, we can settle the bill directly with the doctor or hospital. If your doctor does not want to settle the bill directly with DR-WALTER, you will receive an invoice after the treatment. For details, go to: How are your invoices refunded?

Why does Germany have so many visitors?

Germany is known to be as one of the most visited countries by travelers all around the world. Due to its breath-taking sceneries, exciting nightlife, wonderful food, very old and beautiful architecture and lively festivals. It is no surprise that besides it offering so many great things, it also offers studying and job opportunities, which is a great motivator to apply for a German Visa.

What is some information for guest scientists after their stay abroad?

You should always keep your insurance certificate since the authorities in a number of home countries require proof of insurance for the time spent abroad.  

What is the most competent German Blocked account company?

Experts with years of experience. All participating partners offer the highest possible degree of competence in their respective fields:

• • DR-WALTER GmbH: expert in the field of providing safety for foreign visitors in Germany
  • Expatrio Global Services GmbH: your digital relocation partner

• MANGOPAY: your competent partner in the fields of escrow services and secure payment transactions

What are some of the benefits that the TK Public Health insurance provides?

TK student insurance fulfills all requirements prescribed for a German public health insurance by the legislator. Among others, this includes:

• Direct billing with physicians and hospitals without advance payment
• Medical, dental and psychotherapeutic treatment
• Treatments for the preventive recognition of diseases
• Treatment in order to prevent and alleviate diseases as well as contraception and termination of pregnancy
• Provision with medicine, dressing material and medical appliances
• Treatment of pre-existing illnesses
• Inpatient medical treatment without temporal restrictions
• Treatment of spouse and children
• Easy extension of contract in case of the necessity to study for some more semesters

TK public health insurance offers much more than the legally prescribed minimum care. TK will also cover the costs for homeopathic treatments, travel vaccinations and sports-medical examinations. You will find more details in the TK Infosheet.

What are some of the questions that you should clarify before you decide on an insurance?

Here are some questions that you should clarify before taking out an insurance:

• Does the insurance meet the requirements of the destination country?

You can get information on this e.g. from the responsible embassy or consulate.

• Are the benefits of the health insurance sufficient?

A good health insurance should offer you protection in case of illness and accident and cover medically reasonable return transport. Furthermore, the costs for individual treatments should not be limited and illnesses should not be generally excluded from the insurance cover.

• Is there protection in case of interruption of your work, for example for a holiday?
• Does the insurance also cover sports accidents?