Will the costs of medications be paid? Any medication needs to be medically necessary or…

Will the costs of medications be paid?

Any medication needs to be medically necessary or prescribed by a doctor. You will receive your medication by taking the prescription to a pharmacy. The original prescription can then be submitted to us for a refund of the costs. The policy does not cover medication that can be bought at a pharmacy for free and without a doctor’s prescription. Please note that we can only process a prescription after we received the related (doctor’s) invoice along with the diagnosis.

Will you get the reasons of your rejection from the embassy?

If you get your Visa rejected, you will get a letter by the embassy stating the reasons why you didn’t get your Visa issued! With that information you can either try applying again or write them an appeal letter if you think your application was correct and didn’t need any more documents. Make sure before you do that you go to a counselor.

Will you be covered for an infection?

Fever, cough, signs of corona infection? You can rest assured. With EDUCARE24’s insurance cover, you don’t need to fear high medical costs. The medical treatment of the corona virus infection is covered. In addition, EDUCARE24 includes coverage up to 90 days for medical expenses should you be forced to stay abroad for a longer period of time due to the infection.

What should you and can you do in the case of an illness?

Foreign visitors are covered by private travel health insurance. Such health insurance covers only acute medical treatment of newly occurred illnesses. Please consider the following three rules of conduct for outpatient treatments:

1. Please consult a general practitioner before seeing a specialist or going to hospital.
2. Please provide the physician with our Ärzte-Info-Ticket (medical info card) prior to the treatment.
3. Please tell your doctor that some treatments require approval and that you need a medical costs projection for these treatments.

What should you do in the even of damages as a result of an accident?

An accident is a sudden, unexpected, involuntary and external event taking place at a certain time and place and causing damage to a person’s health. Medical treatments that become necessary as a result of an accident are covered by health insurance. Permanent impairment or death as a result of an accident is covered by accident insurance. Accident insurance also provides financial assistance in case of plastic surgery, rescue costs or long-term hospital stays as a result of an accident. Please notify us immediately in case of an accident. Notification of damages as a result of an accident is handled by: DR-WALTER GmbH Abteilung Leistung (Claims Department) Eisenerzstr. 34 53819 Neunkirchen-Seelscheid Germany Email: claims@dr-walter.com   Tel: +49 (0) 2247 9194 -31 Fax: +49 (0) 2247 9194 -20

Will my current health insurance be sufficient for my studies in Germany?

For students from non-European countries the answer is “no”. If you come from a non-European country, taking out a German health insurance is required by law. Without a German health insurance you will not get a visa and cannot enroll at a German university. For students from Europe the requirements are not that strict. However, we recommend you seek advice from your health insurance provider.

Will the insurance cover continue to be even if the foreign health office has issued a travel warning?

Language students, interns, doctoral students and students from the age of 30 Yes, EDUCARE24’s international health insurance protects you both when traveling in countries for which the German Foreign Office has issued a travel warning and in case of illness related to a pandemic. Students up to age 29 Yes, there is still insurance cover in Germany by Techniker Krankenkasse (TK).

What is the TK public health insurance?

Students from abroad need to have proof of public health insurance when enrolling at a German university. We recommend the student insurance of Techniker Krankenkasse, which meets all official requirements for obtaining a visa.