Will you still be covered with insurance even if the Foreign Office has issued a…

Will you still be covered with insurance even if the Foreign Office has issued a travel warning?

Yes, EDUCARE24’s international health insurance protects you both when traveling in countries for which the German Foreign Office has issued a travel warning and in case of illness related to a pandemic.

Are you able to send more than the blocked account?

You should not transfer more money than required. The total blocked amount already includes €100 buffer, all fees, and the additional basic sum if needed. If you are requested to deposit more than €800 each month by a visa authority, Expatrio needs an official document from them stating the request.

What can you do in case you do not receive the documents by email?

Following your application, you will immediately receive an email with your insurance certificate along with customer information and product information. If you did not receive an email, please check the mentioned email address and take a look in the SPAM folder.

What can you do in the even that you start having a toothache?

Please inform your dentist about the details of your insurance coverage by providing him with our Ärzte-Info-Ticket (medical info card) prior to the treatment. In case of toothache, you usually receive immediate dental treatment. Such treatment aims to reduce pain and to treat the respective tooth. As with any other travel health insurance, the policy covers simple fillings (emergency dental treatment) for the relief of new and acute pain. For details, go to: What to do in the event of toothache?

Will travel expenses be covered by the insurance?

No, travel costs are not covered by the foreign health insurance. We recommend: Contact your travel company to clarify whether, for example, the airline will offer you a goodwill arrangement (free rebooking or cancelation of your trip).

Is German student insurance worth it and why?

We make things as simple as possible for you! Finding the right health insurance for your studies in Germany is not easy. A lot of requirements and regulations need to be considered.

• Do I need public or private health insurance in Germany?
• Is my current health insurance not sufficient for my studies in Germany?
• Which health insurance is officially approved?
• Do I have to have public health insurance as a student in Germany?
• Is my family covered, too?

If you want to be comprehensively informed about health insurance for students from abroad, you will find the answers to these and many further questions here on GERMAN STUDENT INSURANCE. However, the great advantage of GERMAN STUDENT INSURANCE is: You do not have to go deeply into the topic in order to be able to choose the right health insurance. Our online needs assessment takes care of this task for you. This guarantees you to get appropriate health insurance for your needs at an optimal price/performance ratio.

What should you have before studying in a German university?

To study at a German university, you need a higher education entrance qualification. In general, anyone with an international university degree is permitted to study in Germany. However, recognition of your education certificate depends on certain requirements. Please go to the homepage of the Zentralstelle für ausländisches Bildungswesen to find out if your education certificate is recognized as a higher education entrance qualification in Germany. In order to be admitted to an international study program in Germany, you will also need to present evidence of adequate knowledge of German.

When will your insurance start?

Language students, intern and doctoral students The insurance cover of the private health insurance EDUCARE24 (S, M, L or XL) applies as soon as you arrive in Germany. Students up to age 29 From the beginning of your subject-related studies you will be insured by Techniker Krankenkasse (TK). If you arrive in Germany before the start of your studies at the university, DR-WALTER will provide you with a free additional cover from your arrival until the start of your studies. Students from age 30 The insurance cover of the private health insurance EDUCARE24 XL applies as soon as you arrive in Germany.