What is the EDUCARE24 and who is it tailored towards? EDUCARE24 is a private health…

What is the EDUCARE24 and who is it tailored towards?

EDUCARE24 is a private health insurance of DR-WALTER GmbH and provides excellent insurance cover for language students, interns, doctoral students and students from the age of 30. Whenever you cannot take out public student health insurance during your stay in Germany, EDUCARE24 is the ideal insurance solution. 100. What are my advantages from the GERMAN STUDENT INSURANCE? What are the main aspects to know regarding International Health Insurance? We have compiled a list for you that includes the key advantages of GERMAN STUDENT INSURANCE.

What does exemption from compulsory health insurance mean?

You can get an exemption from the requirement to take out public health insurance and conclude private health insurance at the official beginning of your subject-related studies. However, taking out private health insurance only makes sense for students who cannot conclude public student health insurance, e.g. if you are more than 29 years old. In these cases, we recommend EDUCARE24 XL insurance protection. Please note that the following applies after the official beginning of your studies: Once you have taken out private health insurance, you cannot switch to public student health insurance anymore.

Will you be covered if you are infected on your way home?

Upon arrival to your home country, both EDUCARE24 and Techniker Krankenkasse (TK) insurance coverage ends. Please contact your last insurance company in your home country to reactivate it immediately.

What should you do in the even of damages as a result of an accident?

An accident is a sudden, unexpected, involuntary and external event taking place at a certain time and place and causing damage to a person’s health. Medical treatments that become necessary as a result of an accident are covered by health insurance. Permanent impairment or death as a result of an accident is covered by accident insurance. Accident insurance also provides financial assistance in case of plastic surgery, rescue costs or long-term hospital stays as a result of an accident. Please notify us immediately in case of an accident. Notification of damages as a result of an accident is handled by: DR-WALTER GmbH Abteilung Leistung (Claims Department) Eisenerzstr. 34 53819 Neunkirchen-Seelscheid Germany Email: claims@dr-walter.com   Tel: +49 (0) 2247 9194 -31 Fax: +49 (0) 2247 9194 -20

Is German student insurance worth it and why?

We make things as simple as possible for you! Finding the right health insurance for your studies in Germany is not easy. A lot of requirements and regulations need to be considered.
  • Do I need public or private health insurance in Germany?
  • Is my current health insurance not sufficient for my studies in Germany?
  • Which health insurance is officially approved?
  • Do I have to have public health insurance as a student in Germany?
  • Is my family covered, too?
If you want to be comprehensively informed about health insurance for students from abroad, you will find the answers to these and many further questions here on GERMAN STUDENT INSURANCE. However, the great advantage of GERMAN STUDENT INSURANCE is: You do not have to go deeply into the topic in order to be able to choose the right health insurance. Our online needs assessment takes care of this task for you. This guarantees you to get appropriate health insurance for your needs at an optimal price/performance ratio.

Why does Germany have so many visitors?

Germany is known to be as one of the most visited countries by travelers all around the world. Due to its breath-taking sceneries, exciting nightlife, wonderful food, very old and beautiful architecture and lively festivals. It is no surprise that besides it offering so many great things, it also offers studying and job opportunities, which is a great motivator to apply for a German Visa.

What should you as a student know about the health insurance?

Information for students and doctoral students – Check your insurance cover! The insurance offers of many programs and universities are suitable and you do not need to do anything else. However, sometimes the insurance cover is not as you are used to in your home country. Therefore, you should take your time before you leave and check the insurance offered. Sometimes it can be useful to take out PROTRIP-WORLD in addition to a compulsory insurance of the university or the country of travel. Here are some questions that you should clarify before taking out insurance:
  • Does the insurance meet the requirements of the destination country?
Information on this can be obtained from the relevant embassy or consulate, for example.
  • Are the benefits of the health insurance sufficient?

What are some of the costs for language students and interns/trainees when it comes to deportation?

In case of an officially ordered deportation of the visitor, the insurance policy covers the incurring costs up to €4,000 if claims are made against the host. Unlike former policies, the current deportation costs policy also provides coverage after the expiration of insurance if the visitor, against all expectations, has not left the Federal Republic of Germany.
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