What happens in case your existing insurance cannot be extended? Your trip is so beautiful…

What happens in case your existing insurance cannot be extended?

Your trip is so beautiful and you have decided to stay in Germany or Europe for a few more weeks or months and you would now like to extend your international health insurance. But often it is not possible to extend the limited travel health insurance from abroad, because for example the maximum insurance period is reached. However, you need a valid international health insurance to extend your visa. PROVISIT as connecting insurance is now the solution. The travel health insurance can be concluded up to 12 months after arrival for a maximum of 1 year. Of course, we recommend to take out the policy before the start of the journey, so that you are insured from the beginning of your stay abroad. If the PROVISIT insurance is concluded more than one month after the start of the trip, the waiting period in the health insurance is one month. The waiting period can be waived if the insurance policy immediately follows a previous insurance. After application of PROVISIT insurance, please send us the proof of pre-insurance to contract@dr-walter.com. The waiting period does not apply in case of an accident or medical help aiming to prevent acute danger to the insured person’s life, such as cardiac arrest.

What should you do if you need medical treatment?

As foreign guest you are covered by private international health insurance. Such health insurance covers only acute medical treatment of newly occurred illnesses. If it is not an emergency, please consider the following recommendations:

1. Please always consult your primary care physician (general practitioner) before seeing a specialist or going to hospital.
2. Please provide the physician with our Ärzte-Info-Ticket (medical info card) prior to the treatment.
3. Please inform your doctor that your health insurance only covers acute medical treatment.

For further information, go to: What to do in the event of illness?

Who else visits Europe besides internationals?

People who live in the EU took more than 1 billion trips, and mostly these trips were inside Europe. Additionally, half of the world’s tourism is generated from Europe overall.  

What is the Tourist Schengen visa and how long is its validity?

You can get a Tourist Schengen Visa if you are from any of the Schengen states and enter the Schengen Area for a maximum period of 90 days within a 6-month period. This kind of visa allows you to travel and visit Europe for pleasure.

What is the best transportation method you can use in the Schengen Area?

If you’re planning to visit the Schengen Zone, you have to decide if you want to do so by car or by plane. If you choose an Airport Transit Visa, you can travel without entering the Schengen Country Area whereas the Transit Visa allows you to transit for up to 5 days through one Schengen Country by car.

What is a return transport and when will you be entitled to one?

The return transport of the insured person is the medically reasonable and justifiable transport of the insured person to the place of residence in the home country or to the nearest suitable hospital to the place of residence if, due to illness or possible undersupply, treatment cannot or can only be carried out inadequately in the country of travel. In the event of repatriation, the insured person is dependent on either medical supervision or a special medical facility, such as an extra seat in the aircraft or intensive care transport by ambulance flight. Trained medical staff decides and plans the medically reasonable and justifiable return transport based on the respective needs of the patient. If there is an emergency situation that may require a return transport, please contact the assistance.

What can you do in case you have booked flights and accommodation in your destination country that you are not able to cancel?

Does my PROTRIP-WORLD insurance cover the expenses? No, travel expenses are not covered by the international health insurance. We recommend: Contact your hotel or airline to clarify whether a goodwill arrangement (rebooking or cancellation) is possible.

What is some information for language and exchange students?

Combine further education and holidays and learn a foreign language at your desired destination! A stay abroad as a language or exchange student is the ideal opportunity to get to know another country and culture, to make new friends, and to learn a foreign language where it is spoken. Whether for a few weeks, months or a year, as a language or exchange student you will have numerous opportunities in various countries worldwide. This makes language learning an unforgettable experience! In order to be able to embark on this adventure with complete peace of mind, reliable insurance cover is particularly important. After all, you can also fall ill abroad and there are many other risks against which you should insure yourself. A few practical examples:

• The candle falls from the table and causes a burn mark in the fixed carpet of your host family.
• You go on a day trip with your school and your bag is stolen.
• You slipped in swimming class and hurt your knee. A long medical treatment follows.
• You are in hospital and you want a parent to come.

We therefore recommend that you take out complete cover, including health insurance, personal liability insurance, accident insurance and assistance insurance. All these insurances are included in a PROTRIP-WORLD insurance package. If you are under 29 years of age, you can even get PROTRIP-WORLD at a special rate.