Will you still be covered with insurance even if the Foreign Office has issued a…

Will you still be covered with insurance even if the Foreign Office has issued a travel warning?

Yes, EDUCARE24’s international health insurance protects you both when traveling in countries for which the German Foreign Office has issued a travel warning and in case of illness related to a pandemic.

What should you and can you do in the case of an illness?

Foreign visitors are covered by private travel health insurance. Such health insurance covers only acute medical treatment of newly occurred illnesses. Please consider the following three rules of conduct for outpatient treatments:

1. Please consult a general practitioner before seeing a specialist or going to hospital.
2. Please provide the physician with our Ärzte-Info-Ticket (medical info card) prior to the treatment.
3. Please tell your doctor that some treatments require approval and that you need a medical costs projection for these treatments.

What should you keep in mind after you finish your stay abroad as a student?

You should always keep your insurance certificate since the authorities in a number of home countries require proof of insurance for the time spent abroad.

What is some information for guest scientists after their stay abroad?

You should always keep your insurance certificate since the authorities in a number of home countries require proof of insurance for the time spent abroad.  

What countries consist of the validity area EUROPE?

Europe within the meaning of this policy includes all EU countries, Norway, Iceland, Liechtenstein, Switzerland, Andorra, Monaco, San Marino and Vatikan City. The following 28 countries are currently member of the European Union (EU): Austria, Belgium, Bulgaria, Croatia, Cyprus (Republic of Cyprus), Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom.

Do you want more information about viruses?

The Robert Koch Institut provides you with important information about the current development: https://www.rki.de/DE/Content/InfAZ/N/Neuartiges_Coronavirus/nCoV.html (machine translated from German).

Will my current health insurance be sufficient for my studies in Germany?

For students from non-European countries the answer is “no”. If you come from a non-European country, taking out a German health insurance is required by law. Without a German health insurance you will not get a visa and cannot enroll at a German university. For students from Europe the requirements are not that strict. However, we recommend you seek advice from your health insurance provider.

Which documents will you receive?

Following your application, you will immediately receive an email with your insurance certificate along with customer information and the “Ärzte-Info-Ticket” (medical info card). Additionally, we will send you an insurance card for your wallet within the next few days.