Will you get quality and good service from the TK Student Insurance provider? With TK…

Will you get quality and good service from the TK Student Insurance provider?

With TK student insurance you profit from a wide range of benefits at low premiums. TK student insurance does not only include the benefits you are usually offered by German health insurance providers. It also covers treatments which do not belong to the standard benefits. When evaluated by the trade press, TK regularly occupies top positions, e.g. in the category “Germany’s best health insurance fund for students” (according to Focus Money). Moreover, TK has an excellent customer service. All important matters, such as changing your address or your account details, can be easily attended to online. Billing with doctors and hospitals is easy, too: You only need to present your insurance card every time you visit a doctor.

Why is the number of visitors in Germany so high every year?

With the beautiful sceneries Germany has, the wonderful food, the hospitality, the events and the opportunities that it offers not only to the people living there but to everyone no matter where they’re from. It is no surprise that Germany has a lot of visitors all year round.

What is some information you should know as a volunteer?

Information for volunteers – The PROTRIP-WORLD insurance for volunteers adapts to your travel plans. You have the choice between different travel regions and you can also flexibly choose the scope of insurance: PROTRIP-WORLD always includes a strong international health insurance. We especially recommend volunteers to supplement their insurance cover with the Comfort or Plus Package to be able to travel and work without worries. The two packages differ in the scope of the liability insurance. The Plus Package includes a higher basic insurance sum and covers, for example, the risk of losing your keys and damages arising from an act of favor (e.g. at a garden party of another volunteer, you are asked to carry chairs from the flat into the garden, breaking the glass pane in the process).

What do we recommend to language and exchange students?

The PROTRIP-WORLD insurance for language and exchange students adapts to your travel plans. You have the choice between different travel regions and you can also flexibly choose the scope of insurance: PROTRIP-WORLD always includes a strong international health insurance. We especially recommend language and exchange students to supplement their insurance cover with the Comfort or Plus Package to be able to travel and learn without worries. The two packages differ in the scope of the liability insurance. The Plus Package includes a higher basic insurance sum and covers, for example, the risk of losing your keys and damages arising from an act of favor (e.g. if you are helping a friend move). The worldwide assistance helps you in an emergency with a multilingual 24-hour emergency call service. If necessary, the assistant coordinates the contact to the doctor or hospital, issues a cost transfer and organizes further services such as the medical return transport of the patient.

Will you be covered if you are infected on your way home?

Upon arrival to your home country, both EDUCARE24 and Techniker Krankenkasse (TK) insurance coverage ends. Please contact your last insurance company in your home country to reactivate it immediately.

What are some of the options that you have with the PROTRIP-WORLD?

With PROTRIP-WORLD the choice is yours. Comprehensive insurance package or low budget insurance – PROTRIP-WORLD can be everything. By buying one of the additional package consisting of accident, liability, baggage and assistance insurance, you will get comprehensive insurance cover. In addition to that you can choose between the insurance with or without a deductible.

Which is the most reliable and competent German blocked account?

The required minimum blocked amount for an officially approved blocked account is usually more than €10,000, so you want to be sure that your money is in good hands. Expatrio cooperates with the escrow services and payment provider MANGOPAY. MANGOPAY is an online payment technology designed for marketplaces, crowdfunding platforms and sharing economy businesses. MANGOPAY provides the trustee services and payment technology underlying Expatrio’s blocked account. Expatrio’s blocked account is tailored to each customer and it enables individual accounts for each customer, including an individual IBAN. With the MANGOPAY technology, funds can be held securely for as long as needed. MANGOPAY holds an E-Money Issuer license, which enables expatrio to accept payments, hold the funds in escrow and pay out with ease, speed and efficiency. The German Federal Foreign Office confirms that Expatrio fulfills all requirements for visa application. So the money in your blocked account and the legally secure management are in good hands with Expatrio and its partner MANGOPAY, and you can be sure that your blocked account will meet the visa requirements.

What does exemption from compulsory health insurance mean?

You can get an exemption from the requirement to take out public health insurance and conclude private health insurance at the official beginning of your subject-related studies. However, taking out private health insurance only makes sense for students who cannot conclude public student health insurance, e.g. if you are more than 29 years old. In these cases, we recommend EDUCARE24 XL insurance protection. Please note that the following applies after the official beginning of your studies: Once you have taken out private health insurance, you cannot switch to public student health insurance anymore.