What are some of the advantages of the German Blocked Account? Why should I choose…

What are some of the advantages of the German Blocked Account?

• • Why should I choose the GBA Blocked Account as proof of my ability to support myself during my stay in Germany?
  • Which are the advantages of the GBA Blocked Account compared to other blocked accounts?

• How soon will I get the confirmation for my blocked account?
• Why is the GBA Blocked Account so much cheaper than other offers?

These and other questions will be answered in this section.

Why is DR-WALTER leading the insurance field in Germany?

DR-WALTER is one of the leading German experts in insuring stays abroad and has taken care of the insurance needs of foreign visitors in Germany for 60 years. Our almost 100 employees are well acquainted with the insurance needs of foreign students in Germany. In cooperation with Techniker Krankenkasse we have developed an insurance solution which enables students in Germany to insure themselves as quickly, easily and unbureaucratically as possible: GERMAN STUDENT INSURANCE, consisting of a private health insurance and the public health insurance of TK.

Which is the most experienced company when it comes to German Blocked Accounts?

On the market for decades. In 1959, Dr. Siegfried Walter registered his business as insurance broker. Until then health insurance for visitors from abroad did not exist, therefore Dr. Walter developed the first insurance cover for foreign visitors in Germany. Today, DR-WALTER is an integral part of both the German and the international insurance market.

What are some of the benefits that the TK Public Health insurance provides?

TK student insurance fulfills all requirements prescribed for a German public health insurance by the legislator. Among others, this includes:

• Direct billing with physicians and hospitals without advance payment
• Medical, dental and psychotherapeutic treatment
• Treatments for the preventive recognition of diseases
• Treatment in order to prevent and alleviate diseases as well as contraception and termination of pregnancy
• Provision with medicine, dressing material and medical appliances
• Treatment of pre-existing illnesses
• Inpatient medical treatment without temporal restrictions
• Treatment of spouse and children
• Easy extension of contract in case of the necessity to study for some more semesters

TK public health insurance offers much more than the legally prescribed minimum care. TK will also cover the costs for homeopathic treatments, travel vaccinations and sports-medical examinations. You will find more details in the TK Infosheet.

What should you as a student know about the health insurance?

Information for students and doctoral students – Check your insurance cover! The insurance offers of many programs and universities are suitable and you do not need to do anything else. However, sometimes the insurance cover is not as you are used to in your home country. Therefore, you should take your time before you leave and check the insurance offered. Sometimes it can be useful to take out PROTRIP-WORLD in addition to a compulsory insurance of the university or the country of travel. Here are some questions that you should clarify before taking out insurance:

• Does the insurance meet the requirements of the destination country?

Information on this can be obtained from the relevant embassy or consulate, for example.

• Are the benefits of the health insurance sufficient?

What information will you need during online consultation?

During the online consultation you will be asked questions about your person (name, address, etc.) and about your planned studies in Germany (name of university, date of arrival, etc.). However, you do not have to know all the answers to these questions, you can leave questions unanswered. For example, if you do not know the exact date of your arrival, yet, simply choose “I don’t know” and submit these details later.

Will you costs be covered in your home country if you get infected on the way home?

EDUCARE24 insurance coverage ends upon entry into your home country. Please contact your last insurance company in your home country to reactivate your previous insurance immediately.

Will the insurance cover continue to be even if the foreign health office has issued a travel warning?

Language students, interns, doctoral students and students from the age of 30 Yes, EDUCARE24’s international health insurance protects you both when traveling in countries for which the German Foreign Office has issued a travel warning and in case of illness related to a pandemic. Students up to age 29 Yes, there is still insurance cover in Germany by Techniker Krankenkasse (TK).