What should you and can you do in the case of an illness? Foreign visitors…

What should you and can you do in the case of an illness?

Foreign visitors are covered by private travel health insurance. Such health insurance covers only acute medical treatment of newly occurred illnesses. Please consider the following three rules of conduct for outpatient treatments:

1. Please consult a general practitioner before seeing a specialist or going to hospital.
2. Please provide the physician with our Ärzte-Info-Ticket (medical info card) prior to the treatment.
3. Please tell your doctor that some treatments require approval and that you need a medical costs projection for these treatments.

What is some information for guest scientists after their stay abroad?

You should always keep your insurance certificate since the authorities in a number of home countries require proof of insurance for the time spent abroad.  

What are some advantages that the DR-WALTER Blocked Account offers?

• Accepted and approved by German Federal Foreign Office for obtaining a German visa.
• Receive official confirmation on the next day – latest.
• Cheap: one-off set-up of €49 and €5 per month only.
• In cooperation with the escrow services and payment provider MANGOPAY.

What is the health insurance that is required by law?

Information for students and doctoral students – Compulsory insurance! In many countries of the world there are regulations on how you must insure yourself as a student or doctoral student. If you go abroad via a program – such as Erasmus Plus – the insurance cover is already given about the program. If you intend to study in the USA or Canada, you must know that many universities require that students take out health insurance through the university. At best you inform yourself at your future university how you can plan for the time of the should be insured during a stay abroad. Under no circumstances should you be without a suitable foreign insurance travel abroad. Our tip: We recommend that you take out insurance for the longest possible period of study that you are considering so that you are not suddenly left without protection and, for example, cannot continue your studies.

Will my family be insured as well?

Your family will be covered by public health insurance, too, if you have public health insurance during your studies. In case you cannot take out public health insurance due to your age or because you take part in preparatory courses, you can take out EDUCARE24 for yourself and your family. Please note that all members of your family need to choose the same tariff. Our online consulting tool will show you which EDUCARE24 tariff (S, M, L or XL) is the right choice for you and your family. Just get started.

Which health insurance has no deductible?

“Deductible” means that the insured person is obliged to cover a part of the treatment expenses. For example, a “deductible of €25 per insured event” means that you have to pay €25 of the medical bill yourself in each case of illness. The health insurance of EDUCARE24 does not comprise a deductible.

Will you need a blocked account for your stay in Germany?

Proof of a blocked account is usually one of the prerequisites for obtaining a visa. If you do not know whether you need a visa for your stay in Germany, please look at this official list of the Federal Foreign Office. Here you can find all countries for which a visa is required as well as additional information.

Who is MANGOPAY?

MANGOPAY is an online payment technology designed for marketplaces, crowdfunding platforms and sharing economy businesses. MANGOPAY provides the trustee services and payment technology underlying Expatrio’s blocked account. Expatrio’s blocked account is tailored to each customer and it enables individual accounts for each customer, including an individual IBAN. With the MANGOPAY technology, funds can be held securely for as long as needed. MANGOPAY holds an E-Money Issuer license, which enables Expatrio to accept payments, hold the funds in escrow and pay out with ease, speed and efficiency.