What should you keep in mind when staying abroad as a language student or trainee/intern?…

What should you keep in mind when staying abroad as a language student or trainee/intern?

You should always keep your insurance certificate since the authorities in a number of home countries require proof of insurance for the time spent abroad.

What are main reasons your visa can get rejected?

Incomplete documents, poor performance at the embassy interview. Other reasons could be insufficient proof of financial means and the lack of skills in communication can lead to your Visa rejection. Keep that in mind that the next time you apply for the Visa. Add the missing documents, submit the financial statement with the right amount of money and prepare for the interview better!

What are some of the questions that you should clarify before you decide on an insurance?

Here are some questions that you should clarify before taking out an insurance:

• Does the insurance meet the requirements of the destination country?

You can get information on this e.g. from the responsible embassy or consulate.

• Are the benefits of the health insurance sufficient?

A good health insurance should offer you protection in case of illness and accident and cover medically reasonable return transport. Furthermore, the costs for individual treatments should not be limited and illnesses should not be generally excluded from the insurance cover.

• Is there protection in case of interruption of your work, for example for a holiday?
• Does the insurance also cover sports accidents?

Will your quarantine costs be covered by foreign health insurance?

Quarantine costs are not covered by the foreign health insurance. Quarantine is often prescribed as a precautionary measure. This is not a medically necessary treatment. If you fall ill with the coronavirus during quarantine, the treatment is of course insured.

What is a blocked account?

Of course, there are various forms of blocked accounts. In this section we provide information about the blocked account you probably need if you want to study in Germany and if your home country does not belong to the European Union or the “Schengen states”. Among others, this applies to:

• • Turkey
  • China
  • India

• Russia
• Ukraine
• Cameroon
• Vietnam
• South Corea
• Morocco

In these and many other countries you need to prove your ability to support yourself during your stay in Germany when applying for a visa. The most common method to fulfill this requirement is opening a German blocked account. Please contact the responsible embassy or consulate general if you want to find out whether you need a blocked account for your visa.

Will the German Student Insurance cover the expenses of a booked flight which you’re not able to cancel?

No, travel expenses are not covered by the health insurance. We recommend: Contact your airline to clarify whether a goodwill arrangement (rebooking or cancellation) is possible.

Will you need to conclude private or public health insurance while in Germany?

GERMAN STUDENT INSURANCE offers insurance combinations which are tailored to your needs, depending on your age and your purpose of stay. Language students, interns and doctoral students Students who have not started their subject-related studies, yet, cannot take out public health insurance. The private health insurance EDUCARE24 provides comprehensive cover for language students, interns and doctoral students. EDUCARE24 can be taken out in various insurance combinations (S, M, L, XL), so it is tailored to your individual needs. We recommend EDUCARE24 M, our comprehensive cover. EDUCARE24 M consists of travel health insurance, accident insurance, private liability insurance and deportation costs insurance. EDUCARE24 L additionally includes a wider range of dental treatments. EDUCARE24 XL is the right solution for persons who also want to make use of benefits within the framework of public programs up to a value of € 500 per year of insurance. EDUCARE24 S is limited to health insurance. Students up to age 29 You will be comprehensively covered by the student insurance of Techniker Krankenkasse during your studies. If you arrive in Germany before the start of your semester, DR-WALTER will provide you with a free additional cover. Students from the age of 30 Students from the age of 30 cannot take out public student health insurance. We recommend our comprehensive cover EDUCARE24 XL for the complete duration of your stay. EDUCARE24 XL consists of private health insurance, accident insurance, private liability insurance and deportation costs insurance. Our online consulting tool will quickly and easily present you the ideal insurance solution for your needs.

What does the EDUCARE24 insurance offer you?

Not only students from abroad can take out EDUCARE24 health insurance. Adult education students and guest scientists can conclude EDUCARE24, too. You will find detailed information about EDUCARE24 at educare24.com.