How should you prepare for an upcoming hospital stay? If you are admitted to a…

How should you prepare for an upcoming hospital stay?

If you are admitted to a hospital, you will be asked about your insurance cover. As a student you are covered by your international health insurance. The policy covers treatment within compulsory health insurance without optional services. The easiest way for you is to present your “Ärzte-Info-Ticket” (medical info card) during the admission. Here you can print out your “Ärzte-Info-Ticket”: Ärzte-Info-Ticket (medical info card) (German). After your admission, the hospital will contact us and, under normal circumstances, we will then settle the billing directly with the hospital. Inpatient treatment without emergency situation! If an inpatient treatment is not an emergency treatment, we recommend arranging the details of the planned therapy beforehand with our claims department. This way, we can help you to minimize any financial risk. Contact us.

Is it important to have health insurance as a student?

What you need to know if you want to spend some time abroad as a student. If you want to study in Germany, health insurance is required. Without health insurance, you cannot be matriculated. An appropriate proof needs to be submitted for the enrollment at a German university and for the application for a residence permit. Please take care of your health insurance in good time before beginning your studies, preferably as soon as possible after arriving in Germany. In Germany there are two kinds of health insurance schemes for students: statutory health insurance for matriculated students and private health insurance for all other types of students. The statutory health insurance offers good benefits and is fairly inexpensive for students. Every student who has the opportunity to be admitted to the statutory health insurance should make use of this option. A private health insurance like EDUCARE24 is always useful in cases where statutory health insurance is not possible.

Is the right place for an international student Germany and why?

If you are a student coming from a low-income country and want to study in a place with high quality universities at a reasonable price, then Germany is the right place for you. There are different types of Visas it offers depending on how long you plan or need to stay there to finish your degree but getting the Visa opens so many opportunities not only for studying but also working.

Which type of visa is the right type?

Because there are many types of Visas out there, be careful which one you apply to depending on the reason you want to go to Germany. If you want a new job then apply for a Job Seeker Visa, if you want to study there then the Studying & Language Learning Visa is the right one. If you want to travel around or need a visa for a short business trip to Germany, then apply for the Schengen Visa or the Tourist and Visitor Visa. And lastly, if you want to go there to be reunited with your relatives, apply for the Family Reunion Visa.

What does the coverage of the EDUCARE24 consist of?

With EDUCARE24, you are well prepared for your stay abroad. The policy provides you with full assistance coverage, consisting of:

• travel health insurance
• travel liability insurance
• travel accident insurance
• deportation costs insurance

You can quickly and easily purchase the policy online. You will then immediately receive your insurance certificate as well as all the other documents you need for embassies and authorities. It’s easy – find out yourself at Insurance – Quick & Easy.

Will you get quality and good service from the TK Student Insurance provider?

With TK student insurance you profit from a wide range of benefits at low premiums. TK student insurance does not only include the benefits you are usually offered by German health insurance providers. It also covers treatments which do not belong to the standard benefits. When evaluated by the trade press, TK regularly occupies top positions, e.g. in the category “Germany’s best health insurance fund for students” (according to Focus Money). Moreover, TK has an excellent customer service. All important matters, such as changing your address or your account details, can be easily attended to online. Billing with doctors and hospitals is easy, too: You only need to present your insurance card every time you visit a doctor.

Are your plans to work abroad as an au pair?

In this case you should at least buy the Comfort Package. Liability claims within the scope of the au pair activity are insured up to 1 million Euro. This coverage is also valid for language students who live with families with children and carry out similar activities as au pairs. However, we recommend the conclusion of the Plus Package, because it covers additional claims which can occur within the scope of an au pair activity. The key loss risk as well as damage to the host family’s property are examples of this.

Do you want more information about viruses?

The Robert Koch Institut provides you with important information about the current development: https://www.rki.de/DE/Content/InfAZ/N/Neuartiges_Coronavirus/nCoV.html (machine translated from German).