What is Techniker Krankenkasse (TK)? Techniker Krankenkasse (TK) is the largest provider of public health…
What is Techniker Krankenkasse (TK)?
Techniker Krankenkasse (TK) is the largest provider of public health insurance in Germany. Due to its great price/performance ratio and its excellent customer service, TK is especially popular with students from Germany and abroad. TK attaches the greatest importance to providing perfect service to its insured in all situations of life and offers advice concerning all questions about health and well-being at any time. TK provides a state-of-the-art online service and an English-speaking 24/7 service hotline.Does it matter if the countries that you’re going to visit belong to different premium categories?
Please proceed as follows: Changing area of validity up to 6 weeks If your stay in a country which belongs to a different area of validity does not exceed 6 weeks, you do not have to do anything. You have worldwide insurance coverage up to 6 weeks. E.g.: You travel to Panama for 6 months. On your way back home, you want to make a four-week stopover in the USA. Please choose “Worldwide travels excluding USA/Canada” as area of validity for the complete duration of your journey. Changing area of validity for more than 6 weeks
What can you do when you find out the embassy rejected your visa?
The German embassy will send you a letter to let you know why your Visa got rejected. When you get the letter, make sure you write down all the reasons of rejection and then make an appeal!What should you as a student know about the health insurance?
Information for students and doctoral students – Check your insurance cover! The insurance offers of many programs and universities are suitable and you do not need to do anything else. However, sometimes the insurance cover is not as you are used to in your home country. Therefore, you should take your time before you leave and check the insurance offered. Sometimes it can be useful to take out PROTRIP-WORLD in addition to a compulsory insurance of the university or the country of travel. Here are some questions that you should clarify before taking out insurance:- Does the insurance meet the requirements of the destination country?
- Are the benefits of the health insurance sufficient?
How does a Blocked Account actually work?
You need to deposit a specific amount as required by law into the Blocked Account. Currently, €853 have to be paid into the account for each month you stay in Germany. If you are requested to deposit more than €800 each month by a visa authority, you will need an official document from them stating the request in order to deposit the money. The deposited amount will remain blocked until you arrive in Germany. Another peculiarity of a Blocked Account is that you can only withdraw or transfer a limited amount of money. You may withdraw a maximum of €800 per month unless you have deposited a higher amount.
What does the coverage of the EDUCARE24 consist of?
With EDUCARE24, you are well prepared for your stay abroad. The policy provides you with full assistance coverage, consisting of:- travel health insurance
- travel liability insurance
- travel accident insurance
- deportation costs insurance
Will your health insurance be affected by a side job?
It is of no importance to EDUCARE24 insurance coverage if you have a side job in addition to your primary cause of residence. You should, however, clarify with your employer if such a side job is subject to social insurance contributions.
Will quarantine costs be covered by the foreign health insurance?
Quarantine costs are not covered by the foreign health insurance. Quarantine is often prescribed as a precautionary measure. This is not a medically necessary treatment. If you fall ill with the coronavirus during quarantine, the treatment is of course insured.Related Posts
