Will the insurance cover continue to be even if the foreign health office has issued…

Will the insurance cover continue to be even if the foreign health office has issued a travel warning?

Language students, interns, doctoral students and students from the age of 30 Yes, EDUCARE24’s international health insurance protects you both when traveling in countries for which the German Foreign Office has issued a travel warning and in case of illness related to a pandemic. Students up to age 29 Yes, there is still insurance cover in Germany by Techniker Krankenkasse (TK).

Which health insurance has no deductible?

“Deductible” means that the insured person is obliged to cover a part of the treatment expenses. For example, a “deductible of €25 per insured event” means that you have to pay €25 of the medical bill yourself in each case of illness. The health insurance of EDUCARE24 does not comprise a deductible.

What is the number of tourists that Germany had over the past few years?

Germany is one of the most visited countries in the world. With around 450 million tourists going there for many reasons. A lot of them come from non-EU countries, even outside Europe to see this beautiful and exciting place.

What is the purpose of the blocked account?

With a German blocked account you can prove your ability to support yourself during your stay in Germany. The account will be blocked until you arrive in Germany. Once you have access to the account, a restriction applies: There is a limitation on the amount that can be withdrawn or transferred per month. In general, you need to deposit €800 for each month you plan to spend in Germany. This means you have to deposit a sum of €10,000 if you want to spend one year in Germany. Including fees and a safety buffer of €100, you will usually need to transfer €10,445 for your blocked account in case of a 12 months’ stay in Germany. However, you do not have to worry about these details now. All relevant questions will be clarified during the online opening of your new blocked account.

What should you do in the even of liability losses?

Liability insurance deals with financial claims caused by your misconduct. Under statutory regulation, the policy covers the risks of everyday life as well as any activities as an intern. The policy includes any third-party claims as well as any personal damage to the host family and other persons living in the household caused by an au pair up to the maximum sum insured; in addition, the policy also covers damage to immovable property of the host family. Please notify us immediately in case of liability losses. Notification of liability losses is handled by: DR-WALTER GmbH Abteilung Leistung (Claims Department) Eisenerzstr. 34 53819 Neunkirchen-Seelscheid Germany Email: claims(at)dr-walter.com   Tel: +49 (0) 2247 9194 -31 Fax: +49 (0) 2247 9194 -20

What are some benefits of the PROTRIP-WORLD?

With PROTRIP-WORLD, you have maximum flexibility when traveling, because you can choose between international health insurance with or without a deductible. If you want comprehensive all-round protection, you can top up at a reasonable price and thus obtain all-round coverage. The supplementary insurance packages (Comfort or Plus Package) consist of accident, liability, baggage and assistance insurance. You can quickly and easily purchase the policy online. You will then immediately receive your insurance certificate as well as all the documents you need for embassies and authorities. It’s easy – find out yourself at Insurance – Quick & Easy.

What can happen in case you have unpaid direct debits?

Please avoid any chargebacks. Every chargeback causes an enormous administrative amount along with bank charges. For any unpaid direct debit, we will have to charge the resulting fees imposed on us, if you are the one responsible for the unpaid direct debit (for example as a result of revocation, incorrect information or insufficient account balance).

Will you be covered if you are infected on your way home?

Upon arrival to your home country, both EDUCARE24 and Techniker Krankenkasse (TK) insurance coverage ends. Please contact your last insurance company in your home country to reactivate it immediately.