Who is the perfect partner for the DR-WALTER insurance ? The team of the relocation…

Who is the perfect partner for the DR-WALTER insurance ?

The team of the relocation platform Expatrio includes experienced experts both in the field of digital technology and “living and working abroad.” Therefore Expatrio is the perfect partner for DR-WALTER because we also aim at supporting students and other visitors from abroad by recommending and providing reliable high-quality products and services.

How does the PROTRIP-WORLD insurance actually work?

Information for Work and Travel participants – The PROTRIP-WORLD insurance for Work and Travel participants adapts to your travel plans. You have the choice between different travel regions and you can also flexibly choose the scope of insurance: PROTRIP-WORLD always includes a strong international health insurance. We especially recommend Work and Travel participants to supplement their insurance cover with the Comfort or Plus Package to be able to travel and work without worries. The two packages differ in the scope of the liability insurance. The Plus Package includes a higher basic insurance sum and covers, for example, the risk of losing your keys and damages arising from an act of favor.

Will you need to insure yourself in Germany even if you are doing online courses?

If you are enrolled at a German university, but you are not in Germany and only attend courses virtually, you do not have to be insuranced in Germany. Once you have arrived Germany, please contact us .

What are some of the benefits that the TK Public Health insurance provides?

TK student insurance fulfills all requirements prescribed for a German public health insurance by the legislator. Among others, this includes:

• Direct billing with physicians and hospitals without advance payment
• Medical, dental and psychotherapeutic treatment
• Treatments for the preventive recognition of diseases
• Treatment in order to prevent and alleviate diseases as well as contraception and termination of pregnancy
• Provision with medicine, dressing material and medical appliances
• Treatment of pre-existing illnesses
• Inpatient medical treatment without temporal restrictions
• Treatment of spouse and children
• Easy extension of contract in case of the necessity to study for some more semesters

TK public health insurance offers much more than the legally prescribed minimum care. TK will also cover the costs for homeopathic treatments, travel vaccinations and sports-medical examinations. You will find more details in the TK Infosheet.

Does the embassy let you know why your visa didn’t get accepted?

Getting your Visa rejected sure is heart-breaking but it’s not the end of the world! Many people get their Visas rejected and fortunately the reasons behind it are very clear in the letter sent by the embassy. Use that information to your advantage the next time you apply!

What should you as a student know about the health insurance?

Information for students and doctoral students – Check your insurance cover! The insurance offers of many programs and universities are suitable and you do not need to do anything else. However, sometimes the insurance cover is not as you are used to in your home country. Therefore, you should take your time before you leave and check the insurance offered. Sometimes it can be useful to take out PROTRIP-WORLD in addition to a compulsory insurance of the university or the country of travel. Here are some questions that you should clarify before taking out insurance:

• Does the insurance meet the requirements of the destination country?

Information on this can be obtained from the relevant embassy or consulate, for example.

• Are the benefits of the health insurance sufficient?

What are the fees you have to pay for your blocked account?

You only need to pay a one-off set-up fee of €49 for your GBA Blocked Account. In addition to that, there are monthly costs of €5 for the management of the account. Moreover, a safety buffer of €100 has to be paid. However, this amount is no additional expense for you because it is usually refunded when you close your blocked account.

Will a stay in your home country be covered?

You want to interrupt your stay abroad for a few days in order to spend some time at home? No problem. If you interrupt your stay abroad and spend time at home, you will have insurance cover for 6 weeks. You can also travel home several times as long as the overall duration does not exceed 6 weeks. There will be insurance cover for costs resulting from an accident or from an acute and newly acquired illness. If you travel to your home country at the end of the insurance period, this is not considered to be an interruption of your stay abroad. In this case, insurance coverage ends as soon as you arrive in your home country.