Do you need a visa in order to visit Germany? There are a lot of…

Do you need a visa in order to visit Germany?

There are a lot of reasons why people want to travel to Germany. Members of the Schengen States can visit this beautiful place without a visa as a result of the Schengen Agreement, as for non-EU citizens, they can visit, study, work in it but must obtain a Schengen visa first.

Why should you choose the PROTRIP-WORLD?

PROTRIP-WORLD accompanies you well and inexpensively. By national and international standards, PROTRIP-WORLD is available at an unbeatable price. Moreover, the insurance stands for strong benefits which can be extended to a comprehensive cover, if desired. A passionate company, which has placed high value on service for 60 years, is behind PROTRIP-WORLD.

Will your medication costs be paid for?

Any medication needs to be medically necessary or prescribed by a doctor. You will receive your medication by taking the prescription to a pharmacy. The original prescription can then be submitted to us for a refund of the costs. The policy does not cover medication that can be bought at a pharmacy for free and without a doctor’s prescription. Please note that we can only process a prescription after receiving the related (doctor’s) invoice along with the diagnosis.

What is a so called subject related semester?

A subject-related semester is a semester in which you studied a specific subject, e.g. medicine.

Will you be covered for an infection with a virus?

Fever, cough, signs of corona infection? You can rest assured. With PROTRIP-WORLD’s insurance cover, you don’t need to fear high medical costs. The medical treatment of the corona virus infection is covered. In addition, PROTRIP-WORLD includes unlimited coverage for medical expenses should you be forced to stay abroad for a longer period of time due to the infection.

What is some recommended information for Travelers?

Information for travelers – Our recommendation! The PROTRIP-WORLD insurance for travelers adapts to your travel plans. You have the choice between different travel regions and you can also flexibly choose the scope of insurance: PROTRIP-WORLD always includes a strong international health insurance. We recommend to supplement your insurance cover with the Comfort Package to be able to travel without worries.

What should you and can you do in the case of an illness?

Foreign visitors are covered by private travel health insurance. Such health insurance covers only acute medical treatment of newly occurred illnesses. Please consider the following three rules of conduct for outpatient treatments:

1. Please consult a general practitioner before seeing a specialist or going to hospital.
2. Please provide the physician with our Ärzte-Info-Ticket (medical info card) prior to the treatment.
3. Please tell your doctor that some treatments require approval and that you need a medical costs projection for these treatments.

What should you do in case you need treatment at the hospital?

During the admission, please present your insurance card and the Ärzte-Info-Ticket (medical info card) which you received with your insurance certificate. Hospitals usually contact us after the admission and the billing will be settled directly with the hospital. The policy covers emergency treatment and urgent operations within compulsory health insurance without optional services. If such inpatient treatment is not an emergency treatment, we recommend arranging the details of the planned therapy beforehand with our claims department. This way, we can help you to minimize any financial risk.