Is the health insurance only for students? Some student insurers’ products depend on their customers’…

Is the health insurance only for students?

Some student insurers’ products depend on their customers’ student status and deny reimbursements if this student status is inactive, be it only for a short while. EDUCARE24 is available to all foreign visitors, which stay in Germany or Europe as language students, regular students, trainees or guest scientists – independent of their residence status.

What should you as a student know about the health insurance?

Information for students and doctoral students – Check your insurance cover! The insurance offers of many programs and universities are suitable and you do not need to do anything else. However, sometimes the insurance cover is not as you are used to in your home country. Therefore, you should take your time before you leave and check the insurance offered. Sometimes it can be useful to take out PROTRIP-WORLD in addition to a compulsory insurance of the university or the country of travel. Here are some questions that you should clarify before taking out insurance:

• Does the insurance meet the requirements of the destination country?

Information on this can be obtained from the relevant embassy or consulate, for example.

• Are the benefits of the health insurance sufficient?

Why is there a safety buffer of 100 euros?

The safety buffer will be used to pay transfer charges in case we need to refund money. If there are no extra costs, the money will be refunded to you when you close your blocked account.

What are the types of EDUCARE24 insurance and to which needs are they tailored?

EDUCARE24 can be purchased in different combinations which are exactly tailored to the needs of:

• language students
• foreign students
• guest scientists and PhDs
• interns/trainees
• accompanying family members

  For 60 years, DR-WALTER has provided insurance policies for educational travels and visitors from abroad. Each year, thousands of satisfied clients rely on the comprehensive cover of our insurance solutions.

What countries consist of the validity area EUROPE?

Europe within the meaning of this policy includes all EU countries, Norway, Iceland, Liechtenstein, Switzerland, Andorra, Monaco, San Marino and Vatikan City. The following 28 countries are currently member of the European Union (EU): Austria, Belgium, Bulgaria, Croatia, Cyprus (Republic of Cyprus), Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom.

What can you do in case your visa got rejected?

Even though it was a long and stressful process, knowing all the documents you need after you get the letter of rejection by the embassy will make it easier for you to apply next time!

Will it be possible to have a mini-job parallel to studying?

Yes, it is possible to have a mini-job (monthly income of up to €450.00) parallel to your studies.

Are your plans to work abroad as an au pair?

In this case you should at least buy the Comfort Package. Liability claims within the scope of the au pair activity are insured up to 1 million Euro. This coverage is also valid for language students who live with families with children and carry out similar activities as au pairs. However, we recommend the conclusion of the Plus Package, because it covers additional claims which can occur within the scope of an au pair activity. The key loss risk as well as damage to the host family’s property are examples of this.