Are your plans to work abroad as an au pair? In this case you should…

Are your plans to work abroad as an au pair?

In this case you should at least buy the Comfort Package. Liability claims within the scope of the au pair activity are insured up to 1 million Euro. This coverage is also valid for language students who live with families with children and carry out similar activities as au pairs. However, we recommend the conclusion of the Plus Package, because it covers additional claims which can occur within the scope of an au pair activity. The key loss risk as well as damage to the host family’s property are examples of this.

Why are you asked in case you have children?

You are asked if you have children, as this has an impact on the monthly contribution. Persons without children over 23 pay a supplement to the long-term care insurance.  

Why should you check the German Blocked Account?

Just click on “Open blocked account” and check out the registration process. You will see that we will clarify relevant questions with you before asking for any contact data. Don’t worry: before you really open your account, this will be pointed out to you clearly and explicitly. Just check it out.

What can you do in case your visa got rejected?

Even though it was a long and stressful process, knowing all the documents you need after you get the letter of rejection by the embassy will make it easier for you to apply next time!

Are you able to send more than the blocked account?

You should not transfer more money than required. The total blocked amount already includes €100 buffer, all fees, and the additional basic sum if needed. If you are requested to deposit more than €800 each month by a visa authority, Expatrio needs an official document from them stating the request.

What are some of the questions that you should clarify before you decide on an insurance?

Here are some questions that you should clarify before taking out an insurance:

• Does the insurance meet the requirements of the destination country?

You can get information on this e.g. from the responsible embassy or consulate.

• Are the benefits of the health insurance sufficient?

A good health insurance should offer you protection in case of illness and accident and cover medically reasonable return transport. Furthermore, the costs for individual treatments should not be limited and illnesses should not be generally excluded from the insurance cover.

• Is there protection in case of interruption of your work, for example for a holiday?
• Does the insurance also cover sports accidents?

What can you do in case of damages as a result of an accident?

An accident is a sudden, unexpected, involuntary and external event taking place at a certain time and place and causing damage to a person’s health. Medical treatments that become necessary as a result of an accident are covered by health insurance. Permanent impairment or death as a result of an accident is covered by accident insurance. Accident insurance also provides financial assistance in case of plastic surgery, rescue costs or long-term hospital stays as a result of an accident. Please notify us immediately in case of an accident. Notification of damages as a result of an accident is handled by: DR-WALTER GmbH Abteilung Leistung Eisenerzstr. 34 53819 Neunkirchen-Seelscheid Germany Email: claims@dr-walter.com Tel: +49 (0) 2247 9194 -31 Fax: +49 (0) 2247 9194 -20

Will you be insured from viruses?

Corona infection insured! If you get ill with COVID-19 during your journey, PROTRIP-WORLD offers you protection. The medical treatment of the coronavirus infection is insured.