Will quarantine costs be covered by the foreign health insurance? Language students, interns, doctoral students…

Will quarantine costs be covered by the foreign health insurance?

Language students, interns, doctoral students and students from the age of 30 Quarantine costs are not covered by the foreign health insurance. Quarantine is often prescribed as a precautionary measure. This is not a medically necessary treatment. If you fall ill with the coronavirus during quarantine, the treatment is of course insured. Students up to age 29 Quarantine costs are not covered by Techniker Krankenkasse. Quarantine is often prescribed as a precautionary measure. This is not a medically necessary treatment. If you fall ill with the coronavirus during quarantine, the treatment is of course insured.

What is the visa that you need to travel to Germany if you do not live in the EU?

If you’re not from one of the EU countries, then unfortunately you need to apply for a German Visa in order to be able to travel there. The good thing is, around 62 countries can enter Germany without a Visa, so we suggest you check if your country is on the list!

Should you inform your insurance provider in case you need to travel to a different country from the one you originally intended to?

You do not have to inform us if you choose to travel to a different country as long as the alternative country belongs to the same area of validity as the country you indicated. If the alternative country belongs to a different area of validity and if you stay there for more than 6 weeks, you need to inform us. Please also note the FAQ “I want to travel to more than one country, and these countries belong to regions with different areas of validity. Which insurance should I purchase?” in the section “Questions regarding application”.

Will you be covered if you are infected on your way home?

Upon arrival to your home country, both EDUCARE24 and Techniker Krankenkasse (TK) insurance coverage ends. Please contact your last insurance company in your home country to reactivate it immediately.

What should you and can you do in the case of an illness?

Foreign visitors are covered by private travel health insurance. Such health insurance covers only acute medical treatment of newly occurred illnesses. Please consider the following three rules of conduct for outpatient treatments:
  1. Please consult a general practitioner before seeing a specialist or going to hospital.
  2. Please provide the physician with our Ärzte-Info-Ticket (medical info card) prior to the treatment.
  3. Please tell your doctor that some treatments require approval and that you need a medical costs projection for these treatments.

Are your plans to work abroad as an au pair?

In this case you should at least buy the Comfort Package. Liability claims within the scope of the au pair activity are insured up to 1 million Euro. This coverage is also valid for language students who live with families with children and carry out similar activities as au pairs. However, we recommend the conclusion of the Plus Package, because it covers additional claims which can occur within the scope of an au pair activity. The key loss risk as well as damage to the host family’s property are examples of this.

Why are you asked in case you have children?

You are asked if you have children, as this has an impact on the monthly contribution. Persons without children over 23 pay a supplement to the long-term care insurance.  

What can you do in the even that you have liability losses?

Liability insurance deals with financial claims caused by your misconduct. Under statutory regulation, the policy covers the risks of everyday life and includes any third-party claims. Please notify us immediately in case of liability losses. Notification of liability losses is handled by: DR-WALTER GmbH Abteilung Leistung (Claims Department) Eisenerzstr. 34 53819 Neunkirchen-Seelscheid Germany Email: claims@dr-walter.com Tel: +49 (0) 2247 9194 -31 Fax: +49 (0) 2247 9194 -20
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