How does a Blocked Account actually work? You need to deposit a specific amount as…

How does a Blocked Account actually work?

You need to deposit a specific amount as required by law into the Blocked Account. Currently, €853 have to be paid into the account for each month you stay in Germany. If you are requested to deposit more than €800 each month by a visa authority, you will need an official document from them stating the request in order to deposit the money. The deposited amount will remain blocked until you arrive in Germany. Another peculiarity of a Blocked Account is that you can only withdraw or transfer a limited amount of money. You may withdraw a maximum of €800 per month unless you have deposited a higher amount.

Which is the most experienced company when it comes to German Blocked Accounts?

On the market for decades. In 1959, Dr. Siegfried Walter registered his business as insurance broker. Until then health insurance for visitors from abroad did not exist, therefore Dr. Walter developed the first insurance cover for foreign visitors in Germany. Today, DR-WALTER is an integral part of both the German and the international insurance market.

Who will need a blocked account?

In general, you need a blocked account in Germany if your home country does not belong to the European Union or the Schengen states and if you want to stay in Germany for some time for specific reasons. For example, you might need a blocked account if you plan to spend some time in Germany as a student, language student or participant in an international exchange program as part of an education program.

What is a telephone helpline?

In an emergency, fellow students or counselors at university are the first and nearest available contact persons for students. An open conversation can often work wonders. If you do not want to talk to people at your university in a difficult situation, you can also contact the “TelefonSeelsorge” (telephone helpline). Trained volunteers provide support by phone or online consultation. This phone number is only available in Germany: TelefonSeelsorge (telephone helpline) 0800 1110111 or 0800 1110222. Deutsche Telekom is a partner of the “TelefonSeelsorge” (telephone helpline). Your call is toll-free.

Which health insurance is the most practical?

It only takes a few minutes to purchase EDUCARE24 through our secure server. You will then receive the following documents:
  • an insurance certificate for your records and for submission to public authorities,
  • an insurance card for your wallet and
  • an “Ärzte-Info-Ticket” (medical info card) for direct billing with the physician.

Which type of visa is the right type?

Because there are many types of Visas out there, be careful which one you apply to depending on the reason you want to go to Germany. If you want a new job then apply for a Job Seeker Visa, if you want to study there then the Studying & Language Learning Visa is the right one. If you want to travel around or need a visa for a short business trip to Germany, then apply for the Schengen Visa or the Tourist and Visitor Visa. And lastly, if you want to go there to be reunited with your relatives, apply for the Family Reunion Visa.

Will the costs of medications be paid?

Any medication needs to be medically necessary or prescribed by a doctor. You will receive your medication by taking the prescription to a pharmacy. The original prescription can then be submitted to us for a refund of the costs. The policy does not cover medication that can be bought at a pharmacy for free and without a doctor’s prescription. Please note that we can only process a prescription after we received the related (doctor’s) invoice along with the diagnosis.

Does it matter if the countries that you’re going to visit belong to different premium categories?

Please proceed as follows: Changing area of validity up to 6 weeks If your stay in a country which belongs to a different area of validity does not exceed 6 weeks, you do not have to do anything. You have worldwide insurance coverage up to 6 weeks. E.g.: You travel to Panama for 6 months. On your way back home, you want to make a four-week stopover in the USA. Please choose “Worldwide travels excluding USA/Canada” as area of validity for the complete duration of your journey. Changing area of validity for more than 6 weeks
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