Will there be a refund of overpaid premiums? We will refund any overpaid premiums immediately…

Will there be a refund of overpaid premiums?

We will refund any overpaid premiums immediately in full without charging a service fee. Should you return early from your stay abroad, a phone call or an email is sufficient. We will then calculate your exact premium depending on the number of days you stayed abroad. No service fee will be charged for this reimbursement.

Does PROTRIP-WORLD meet the requirements for visa in the USA?

PROTRIP-WORLD meets the requirements for J 1 Visa in the USA. Apart from the J2-, F1- und F2-Visa requirements, PROTRIP-WORLD meets all the insurance criteria which the Department of State has stipulated for J1 visa exchange programs in the USA. These include, among others, a minimum coverage of $100,000 for medical treatment in case of illness and accidents, a coverage of $25,000 for the repatriation of remains in case of death. Excellent rating by international rating agency. The financial strength of Allianz Worldwide Care SA has been evaluated by one of the leading international credit rating agencies, Standard & Poor’s, and rated AA (excellent). You can rest assured that even in uncertain times like these, PROTRIP-WORLD is backed by a solid and reliable partner.

What is the number of states that are part of the ETIAS list?

More states are expected to be added to the ETIAS list during these months. This is a new system and the steps to make it better are ongoing. Currently there are 60 states that will apply this method of travelling.

What is the Schengen Visa and where are you able to use it?

Visiting the beautiful tourist attractions of Europe has been made easier by the Schengen Visa. It is a short term stay visa that gives you access to 26 European countries without being checked at every border.

What are some questions you should clarify?

• What are the requirements for insurance cover in the country of travel?
• Does the insurance also apply to the outward and return journey and in the time before and after the program?
• Are other benefits included in addition to comprehensive protection in the event of illness and accidents?
• Is there protection in case of interruption of your activity, for example for a holiday?
• Does the insurance also cover sports accidents?

What can you do in case you do not want to start your journey because of the virus?

Is a cancellation of the insurance possible? Cancellation of the insurance is possible at any time before the beginning of the insurance. If you wish to change the travel period due to the current wave of illness, a postponement is possible. Please contact us in this case.

What is a return transport and when will you be entitled to one?

The return transport of the insured person is the medically reasonable and justifiable transport of the insured person to the place of residence in the home country or to the nearest suitable hospital to the place of residence if, due to illness or possible undersupply, treatment cannot or can only be carried out inadequately in the country of travel. In the event of repatriation, the insured person is dependent on either medical supervision or a special medical facility, such as an extra seat in the aircraft or intensive care transport by ambulance flight. Trained medical staff decides and plans the medically reasonable and justifiable return transport based on the respective needs of the patient. If there is an emergency situation that may require a return transport, please contact the assistance.

Which visa makes it easiest to travel around Europe in three months or less?

Visiting a lot of European countries in a short time frame is made easier by the Schengen zone. You can visit all 26 different countries of this zone by getting a Schengen Visa.